Essex County and Gloucester City property record for 7 Emily Ln, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,059 sqft · built 1920 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Nov 2025) |
| Tax Bill | $11,590 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2021 Refinance + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0193 B:0077 L:0000 |
| Primary APN | GLOU M:0193 B:0077 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,059 sqft Living Area |
| Gross Area | 7,123 sqft |
| 1st Floor Area | 2,118 sqft |
| Attic | Attic |
| Attic Area | 1,551 sqft |
| Basement Area | 873 sqft |
| Unfinished Basement | 873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 78,844 sqft (1.81 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 EMILY LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | GLOUCESTER |
| Legal Block | 77 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jul 22, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SOFI BANK NA |
| Nov 19, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 7, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Dec 4, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Jul 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER |
| Jun 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 20252540 |
| Deed Book / Page | 43079 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041555-207 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 41555/207 |
| Instrument | 20230509000400 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040286-121 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 40286/121 |
| Instrument | 20210917000620 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042844-48 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 42844/48 |
| Instrument | 20250722002690 |
| Name | SOFI BANK NA |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 19, 2025 |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 043079-420 |
| Book / Page | 43079 / 420 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 20251119002540 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 20251119002550 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 20251119002550 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 7, 2022 |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 040847-271 |
| Book / Page | 40847 / 271 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 20220407001020 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 220407001030 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 220407001030 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | May 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Dec 4, 2019 |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 38085-71 |
| Book / Page | 38085 / 71 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 20191204003740 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 191204003750 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 191204003750 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 37694-100 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 EMILY LN GLOUCESTER MA 019305212, GLOUCESTER, MA 01930-5212 |
| Document Number | 37694-100 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 037694/000100 |
| Instrument | 190725570 |
| Name | BANKGLOUCESTER |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 1, 2018 |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 36757-568 |
| Book / Page | 036757 / 000568 |
| Instrument Date | May 14, 2018 |
| Instrument | 1003150 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7 EMILT LN GLOUCESTER MA 01930, GLOUCESTER, MA 01930 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 7 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 36277-80 |
| Book / Page | 036277 / 000080 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36277-80 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 036277/000080 |
| Instrument | 1710250810 |
| Name | BANKGLOUCESTER |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,590.00 (+3.67%) | $1,244,900 (+8.23%) Land $267,400 Building $977,500 | $1,415,376 (-4.05%) |
| 2025 | $11,180.00 (+0.92%) | $1,150,200 (+1.03%) Land $247,600 Building $902,600 | $1,475,065 |
| 2024 | $11,078.00 (+12.89%) | $1,138,500 (+22.87%) Land $235,900 Building $902,600 | |
| 2023 | $9,813.00 | $926,600 Land $210,500 Building $716,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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