Essex County and Gloucester City property record for 10 Emily Ln, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,548 sqft · built 1920 |
| Lot Size | 0.58 acres (25,250 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $190,000 (Aug 1992) |
| Tax Bill | $7,278 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance Sep 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0193 B:0024 L:0000 |
| Primary APN | GLOU M:0193 B:0024 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 5,021 sqft |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,714 sqft |
| Unfinished Basement | 1,714 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,250 sqft (0.58 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 EMILY LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | LAND MAGNOLIA |
| Legal Block | 24 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 10 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Sep 11, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 19, 2019 | Quit Claim Deed, Transfer · ARM BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1992 · Amount on Record |
| Deed Sale | Aug 13, 1992 · Amount on Record |
| Deed Book / Page | 11429 / 529 |
| Last Transfer Date | Sep 4, 2020 |
| Transfer Doc | 38925-322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 10 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38873-327 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 38873/327 |
| Instrument | 20200828002600 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 11, 2020 |
| Property Address | 10 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 38925-322 |
| Book / Page | 038925 / 000322 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 11001970 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 10 EMILY LN GLOUCESTER MA 019305212, GLOUCESTER, MA 01930-5212 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 19, 2019 |
| Property Address | 10 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 37766-507 |
| Book / Page | 37766 / 507 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 20190819004180 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 EMILY LN, GLOUCESTER, MA 01930-5212 |
| Document Number | 37766-509 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 37766/509 |
| Instrument | 20190819004190 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2026 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,278.00 (+3.06%) | $781,700 (+7.6%) Land $237,800 Building $543,900 | $804,370 (-0.89%) |
| 2025 | $7,062.00 (+6%) | $726,500 (+6.1%) Land $220,200 Building $506,300 | |
| 2024 | $6,662.00 (-2.39%) | $684,700 (+6.24%) Land $209,700 Building $475,000 | $811,585 |
| 2023 | $6,825.00 | $644,500 Land $187,200 Building $457,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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