Monroe County property record for 7 Emerald Dr, Key West, FL 33040 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,393 sqft Living Area |
| Lot Size | 8,000 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $975,000 (2021) |
| Tax Bill | $7,688.00 (2024) |
| Primary APN | 00156250-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,393 sqft Living Area |
| 1st Floor | 1,350 sqft 1st Floor |
| Basement Area | 1,350 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Elevator | Elevator |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Covered Garage |
| Garage Area | 351 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Deck Area | 750 sqft Deck |
| Patio Area | 790 sqft Patio |
| Porch Area | 1,562 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1201677 |
|---|---|
| Street Address | 7 EMERALD DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 9 LT 7 PORPOISE POINT SECTION 5 BIG COPPITT KEY PB5-119 OR634-96 OR634-98 OR811-234 OR2498-433 OR2717-1791 OR2766-1135 OR3100-2339 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 5 |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | KEY WEST |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 971700 |
Source: Monroe County records · APN 00156250-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 EMERALD DR, KEY WEST, FL 33040-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Dec 23, 2014 · Amount on Record |
| Deed Doc Number | 20212322021 |
| Deed Book / Page | 3100 / 2339 |
| Prior Transfer Date | Oct 23, 2015 |
| Prior Transfer Doc | 0027661135 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 7 EMERALD DR, KEY WEST, FL 33040-5636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 711 GEORGIA ST, KEY WEST, FL 33040-7002 |
| Document Number | 0031002352 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 3100/2352 |
| Instrument | 2322023 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 27, 2021 |
| Property Address | 7 EMERALD DR, KEY WEST, FL 33040-5636 |
| Document Number | 0031002339 |
| Book / Page | 3100 / 2339 |
| Map Reference | MB 5 PG 119 |
| Instrument Date | May 24, 2021 |
| Instrument | 2322021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 EMERALD DR, 7, KEY WEST, FL 33040-5636 |
| Name | Verified Name |
|---|---|
| Address | 7 EMERALD DR, KEY WEST, FL 33040-5636 |
| Document Number | 0031002341 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 3100/2341 |
| Instrument | 2322022 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $919,663 (+5.99%) | $1,013,953 (+2.62%) Land $564,000 Building $449,953 | |
| 2024 | $7,688.00 (+3.82%) | ||
| 2023 | $7,405.00 (+2.82%) Senior Citizen's exemption | $867,714 (+3%) | $988,095 (+17.29%) Land $488,000 Building $500,095 |
| 2022 | $7,202.00 Senior Citizen's exemption | $842,441 Land $336,000 Building $506,441 | $842,441 Land $336,000 Building $506,441 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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