10 Emerald Dr, Key West, FL 33040 Property Records

Monroe County property record for 10 Emerald Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,600 sqft · built 1996
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,115 (2024)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00156280-000000`

Property Details

APN / Parcel Number

Primary APN	`00156280-000000`
Alternative APNs	`22672600156280000000` `1201707`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.183 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	432 sqft
Patio Area	112 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1201707
Old Parcel Number	22672600156280000000
Street Address	10 EMERALD DR
City	KEY WEST
State	FL
Zip	33040-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LT 10 PORPOISE POINT SECTION 5 BIG COPPITT KEY PB5-119 OR763-1267 OR763-1269 OR1306-1566 OR1372-1545 OR1377-1783
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	PORPOISE POINT SEC 5
Legal Block	9
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1008
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 EMERALD DR, KEY WEST, FL 33040-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 15, 1995 · Amount on Record
Last Transfer Date	Nov 6, 2020
Transfer Doc	0030551412
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Nov 6, 2020
Property Address	10 EMERALD DR, KEY WEST, FL 33040-5636
Document Number	0030551412
Book / Page	003055 / 001412
Instrument Date	Nov 6, 2020
Instrument	2290024
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EMERALD DR KEY WEST FL 330405636, KEY WEST, FL 33040-5636

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,130 (+5.99%)	$841,033 (+4.66%) Land $564,000 Building $277,033
2024	$3,115.00 (+5.63%)
2023	$2,949.00 (+2.97%) Homeowner's exemption	$336,014 (+3%)	$803,595 (+21.79%) Land $488,000 Building $315,595
2022	$2,864.00 Homeowner's exemption	$326,228	$659,809 Land $336,000 Building $323,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 units insured incl. 2 condo units
Nearby Flood Claims	456 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 56 claims Hurricane Wilma, Oct 2005 · 178 claims Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20