Middlesex County and Pepperell Town property record for 7 Elm St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,388 sqft · built 2015 |
| Lot Size | 0.368 acres (16,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,000 (Nov 2025) |
| Tax Bill | $9,952 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0021 B:0069 L:00000 |
| Primary APN | PEPP M:0021 B:0069 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| Gross Area | 7,273 sqft |
| Basement Area | 1,542 sqft |
| Unfinished Basement | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,039 sqft (0.368 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7 ELM ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 69 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 327103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pepperell Center Historic District listed 1994 · 118 contributing resources · NRIS 94000812 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Elm St is owned and occupied by two individuals who bought it in November 2025.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Nov 20, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP |
| Jan 20, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Apr 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Jan 20, 2021 · Amount on File |
| Deed Document Number | 2025142863 |
| Deed Book / Page | 84906 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081812-496 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 81812/496 |
| Instrument | 82405 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Nov 20, 2025 |
| Property Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 084906-398 |
| Book / Page | 84906 / 398 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 142863 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 0000142866 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 142866 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Jan 20, 2021 |
| Property Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 76727-475 |
| Book / Page | 76727 / 475 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 12385 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 EIM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 12386 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 12386 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Apr 1, 2020 |
| Property Address | 7 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 74398-111 |
| Book / Page | 074398 / 000111 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 48842 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ELM ST PEPPERELL MA 014631646, PEPPERELL, MA 01463-1646 |
The 2026 property tax bill for 7 Elm St was $9,952, up 1.3% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,952.00 (+1.26%) | $722,200 (+7.5%) Land $161,200 Building $561,000 | $711,740 (-) |
| 2025 | $9,828.00 (+8.89%) | $671,800 (+6.8%) Land $149,000 Building $522,800 | $711,740 (+5.42%) |
| 2024 | $9,026.00 (+3.31%) | $629,000 (+8.99%) Land $136,800 Building $492,200 | $675,165 |
| 2023 | $8,737.00 | $577,100 Land $115,500 Building $461,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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