Middlesex County and Pepperell Town property record for 14 Elm St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,345 sqft · built 1956 |
| Lot Size | 0.399 acres (17,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Oct 2021) |
| Tax Bill | $6,066 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0021 B:0072 L:00000 |
| Primary APN | PEPP M:0021 B:0072 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| Gross Area | 2,169 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,359 sqft (0.399 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 ELM ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 72 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 327103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pepperell Center Historic District listed 1994 · 118 contributing resources · NRIS 94000812 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 ELM ST, PEPPERELL, MA 01463-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Sep 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Dec 5, 2008 · Amount on Record |
| Deed Document Number | 2021227001 |
| Deed Book / Page | 78920 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Oct 15, 2021 |
| Property Address | 14 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 78920-358 |
| Book / Page | 78920 / 358 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 227001 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 ELM ST, PEPPERELL, MA 01463-1646 |
| Document Number | 227002 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 227002 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 14 ELM ST, PEPPERELL, MA 01463-1646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75546-152 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 75546/152 |
| Instrument | 155189 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,066.00 (+3.01%) | $440,200 (+9.37%) Land $162,200 Building $278,000 | $484,215 (-) |
| 2025 | $5,889.00 (+5.18%) | $402,500 (+3.15%) Land $150,000 Building $252,500 | $484,215 (+4.58%) |
| 2024 | $5,599.00 (+0.25%) | $390,200 (+5.77%) Land $137,700 Building $252,500 | $463,030 |
| 2023 | $5,585.00 | $368,900 Land $116,300 Building $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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