7 Ellis Ct, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Ellis Ct, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,970 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$2,102,000 (Oct 2023)
Tax Bill	$32,707 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-11-3-43-4`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-3-43-4`
Alternative APN	`140014601100030430040000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,970 sqft Living Area
1st Floor Area	2,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 ELLIS CT
City	RYE
State	NY
Zip	10580-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	3
Legal Lot Number	43.004
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	6
Census Block	6004
Census Tract	7600

Owner

7 Ellis Ct is owned and occupied by two individuals who bought it in October 2023.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 ELLIS CT, RYE, NY 10580-4158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Nov 17, 2009 · Amount on File
Deed Document Number	20233536
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 5, 2023
Property Address	7 ELLIS CT, RYE, NY 10580-4158
Document Number	0632683536
Map Reference	MAP 23425
Instrument Date	Oct 2, 2023
Instrument	632683536
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,408.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ELLIS CT, RYE, NY 10580-4158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WOODBINE AVE, LARCHMONT, NY 10538-3523

Mortgage

Document Number	0632773311
Date	Oct 5, 2023
Instrument	632773311

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ellis Ct was $32,707, up 159.1% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,707.00 (+159.07%)
2025	$12,625.00	$25,800 (-) Land $7,200 Building $18,600	$2,186,440 (+6.78%) Land $610,169 Building $1,576,271
2024		$25,800 (-) Land $7,200 Building $18,600	$2,047,619 (+2.38%) Land $571,429 Building $1,476,190
2023		$25,800 (-) Land $7,200 Building $18,600	$2,000,000 (+13.95%) Land $558,140 Building $1,441,860
2022		$25,800 Land $7,200 Building $18,600	$1,755,102 Land $489,796 Building $1,265,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Ellis Ct in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	29 (1979–2021)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ellis Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20