Westchester County and Rye City property record for 2 Ellis Ct, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,996 sqft · built 1990 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,787,500 (Feb 2012) |
| Tax Bill | $16,464 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-11-3-43-1 |
| Primary APN | 551400 146-11-3-43-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,996 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| 2nd Floor Area | 2,226 sqft |
| Upper Floors Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2 ELLIS CT |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | MIDLAND AVENUE DEVELOPMENT |
| Legal Block | 3 |
| Legal Lot Number | 43.001 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 7600 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ELLIS CT, RYE, NY 10580-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Loan Assumption MORGAN STANLEY PRIVATE BANK NA |
| Jun 19, 2020 | Loan Modification, Mortgage MORGAN STANLEY PVT BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 8, 2012 · Amount on Record |
| Deed Sale | Feb 8, 2012 · Amount on Record |
| Prior Sale | Apr 17, 2000 · Amount on Record |
| Deed Document Number | 2012520183464 |
| Prior Transfer Date | May 13, 2003 |
| Prior Transfer Doc | 0431810487 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 ELLIS CT, RYE, NY 10580-4157 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | OLD REPUBLIC NATIONAL INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 ELLIS CT, RYE, NY 10580-4157 |
| Document Number | 0601893013 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 601893013 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | 46245 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.85% |
| Index | 1-Year CMT |
| Max Rate | 7.85% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 ELLIS CT, RYE, NY 10580-4157 |
| Document Number | 0601893014 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 ELLIS CT RYE NY 105804157, RYE, NY 10580-4157 |
| Document Number | 0601893014 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 060189/003014 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | 4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,464.00 | $30,450 (-) Land $6,900 Building $23,550 | $2,580,509 (+6.78%) Land $584,746 Building $1,995,763 |
| 2024 | $30,450 (-) Land $6,900 Building $23,550 | $2,416,667 (+2.38%) Land $547,619 Building $1,869,048 | |
| 2023 | $30,450 Land $6,900 Building $23,550 | $2,360,465 Land $534,884 Building $1,825,581 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 29 (1979–2021) |
| Claims Outside the SFHA | 22 of 29 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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