Schenectady County and Rotterdam Town property record for 7 Echo Dr, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,160 sqft Living Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Garage | Attached, 832 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,780.00 (2025) |
| Primary APN | 422800 70.6-5-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,160 sqft Living Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Upper Floors | 864 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 41,818 sqft (0.96 acres) |
| Depth X Width | 300 ft x 140 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 832 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 536 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 7 ECHO DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G2,FP,BZY,1.5STY,GZBO VICTOR GABSO-102PTS 98-10 6.-447-8 |
| Legal Block | 5 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 33002 |
Source: Schenectady County and Rotterdam Town records · APN 422800 70.6-5-24
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 ECHO DR, ROTTERDAM, NY 12306-1803 |
| Document Number | 0000026745 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 5227/909 |
| Instrument | 202226745 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Document Number | 0000021983 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 ECHO DR SCHENECTADY NY 123061803, SCHENECTADY, NY 12306-1803 |
| Document Number | 0000021983 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 005008/000353 |
| Instrument | 21983 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2035 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,780.00 | $194,000 (-) Land $51,500 Building $142,500 | $298,500 (+16.92%) Land $79,241 Building $219,259 |
| 2023 | $194,000 Land $51,500 Building $142,500 | $255,300 Land $67,773 Building $187,527 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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