Schenectady County and Rotterdam Town property record for 3 Echo Dr, Schenectady, NY 12306 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,043 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2026) |
| Tax Bill | $6,467.00 (2025) |
| Primary APN | 422800 70.6-5-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,043 sqft Living Area |
| 1st Floor | 2,043 sqft 1st Floor |
| Upper Floors | 168 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 24,394 sqft (0.56 acres) |
| Depth X Width | 272 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3 ECHO DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,FP,ROG,HSF VICTOR GABSO - 103 6.-447-9 |
| Legal Block | 5 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 33002 |
Source: Schenectady County and Rotterdam Town records · APN 422800 70.6-5-25
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Intrafamily Transfer, Transfer |
| Jan 23, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 23, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | May 23, 2019 · Amount on Record |
| Deed Doc Number | 20261668 |
| Deed Book / Page | 2164 / 983 |
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 0000005752 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2026 |
| Property Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Document Number | 0000005752 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202605752 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Name | Verified Name |
|---|---|
| Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 23, 2026 |
| Property Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Document Number | 0000001668 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 202601668 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, SPA CITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ECHO DR, ROTTERDAM, NY 12306-1803 |
| Name | Verified Name |
|---|---|
| Address | 8909 BECKETT ST, UPPER MARLBORO, MD 20774-2692 |
| Document Number | 0000001669 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 202601669 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 23, 2019 |
| Property Address | 3 ECHO DR, SCHENECTADY, NY 12306-1803 |
| Document Number | 0000022753 |
| Book / Page | 2011 / 710 |
| Instrument Date | May 16, 2019 |
| Instrument | 201922753 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ECHO DR, 3, SCHENECTADY, NY 12306-1803 |
| Name | Verified Name |
|---|---|
| Address | 107 STACEY CREST DR, SCHENECTADY, NY 12306-3432 |
| Document Number | 0000022754 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201922754 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.37% |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,467.00 | $279,500 (+72.53%) Land $41,500 Building $238,000 | $430,000 (+91.11%) Land $63,846 Building $366,154 |
| 2024 | $162,000 (-) Land $41,500 Building $120,500 | $225,000 (+5.53%) Land $57,639 Building $167,361 | |
| 2023 | $162,000 Land $41,500 Building $120,500 | $213,200 Land $54,616 Building $158,584 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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