7 E Ridge Ct, Cheshire, CT 06410 Property Records

Cheshire Town property record for 7 E Ridge Ct, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,227 sqft · built 1985
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2021)
Tax Bill	$14,168 (2026)
Deeds & Mortgages	Feb 2022 Refinance Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:21 B:26 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:21 B:26 L`
Alternative APNs	`CSHR M:21 B:26 L` `80900`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,227 sqft Living Area
Gross Area	3,548 sqft
Basement Area	1,644 sqft
Unfinished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80900
Street Address	7 E RIDGE CT
City	CHESHIRE
State	CT
Zip	06410-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	26
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1000
Census Tract	343101

Owner

7 E Ridge Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 19, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Feb 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage EASTERN CT SAVINGS BANK
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Feb 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage EASTERN CT SAVINGS BANK
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Oct 2, 2012 · Amount on File
Deed Document Number	20212021003567
Deed Book / Page	3061 / 290
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003109-206
Date	Feb 16, 2022
Book Page	3109/206
Instrument	2022000561

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003170-282
Date	Apr 19, 2023
Book Page	3170/282
Instrument	2023000941

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003022-35
Date	Feb 11, 2021
Book Page	3022/35

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002970-190
Date	Jul 21, 2020
Book Page	2970/190
Instrument	2870

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003022-35
Date	Feb 11, 2021
Book Page	3022/35

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Jul 6, 2021
Property Address	7 E RIDGE CT, CHESHIRE, CT 06410-1236
Document Number	003061-290
Book / Page	3061 / 290
Instrument Date	Jun 25, 2021
Instrument	2021003567
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 W RIDGE CT, CHESHIRE, CT 06410-1373

Tax Assessment & Valuation

The 2026 property tax bill for 7 E Ridge Ct was $14,168, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,168.00 (+5.45%)	$451,780 (-) Land $127,050 Building $324,730	$791,989 (+150.43%)
2025	$13,436.00	$451,780 Land $127,050 Building $324,730	$316,246 Land $88,935 Building $227,311
2024	$13,436.00 (+6.25%)
2023	$12,646.00 (+2.25%)	$360,380 (-) Land $127,080 Building $233,300
2022	$12,368.00	$360,380 Land $127,080 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 E Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 E Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Frontier, T-Mobile, Verizon.

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