3 E Ridge Ct, Cheshire, CT 06410 Property Records

Cheshire Town property record for 3 E Ridge Ct, Cheshire, CT 06410

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,118 sqft · built 1985
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2019)
Tax Bill$11,681 (2026)
Deeds & MortgagesNov 2021 Refinance
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCHES M:21 B:25 L

Property Details

APN / Parcel Number

Primary APNCHES M:21 B:25 L
Alternative APNs
  • CSHR M:21 B:25 L
  • 80800

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,118 sqft Living Area
Gross Area2,168 sqft
Basement Area1,102 sqft
Unfinished Basement1,102 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area68,825 sqft (1.58 acres)
Garage TypeDetached
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number80800
Street Address3 E RIDGE CT
CityCHESHIRE
StateCT
Zip06410-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal Block25
JurisdictionCHESHIRE CT
Township / Civil DivisionCHESHIRE
Census Block Group1
Census Block1000
Census Tract343101

Owner

3 E Ridge Ct is owned and occupied by two individuals who bought it in October 2019.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 E RIDGE CT, CHESHIRE, CT 06410-1236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PROVIDENT FUNDING ASSOCIATES LP
Oct 17, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2019 · Amount on File
Deed SaleOct 17, 2019 · Amount on File
Prior SaleJul 22, 2004 · Amount on File
Deed Document Number20192019003345
Deed Book / Page2920 / 70
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address3 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003089-62
DateNov 1, 2021
Book Page3089/62
Instrument2021005278
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESHIRE CT
Recording DateOct 17, 2019
Property Address3 E RIDGE CT, CHESHIRE, CT 06410-1236
Document Number2920-70
Book / Page2920 / 70
Instrument DateOct 10, 2019
Instrument2019003345
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E RIDGE CT, CHESHIRE, CT 06410-1236

Mortgage

Document Number2019003346
DateOct 17, 2019
Instrument2019003346
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 E Ridge Ct was $11,681, up 5.5% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCheshire Town
Unified School DistrictCheshire School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,681.00 (+5.45%)$372,470 (-) Land $131,180 Building $241,290$712,268 (+173.18%)
2025$11,077.00$372,470 Land $131,180 Building $241,290$260,729 Land $91,826 Building $168,903
2024$11,077.00 (+7.7%)
2023$10,285.00 (+2.25%)$293,090 (-) Land $131,200 Building $161,890
2022$10,059.00$293,090 Land $131,200 Building $161,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 E Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 E Ridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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