7 E Main St, Troy, OH 45373 Property Records

Miami County property record for 7 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1977
Square Footage	2,310 sqft Total Area
Lot Size	2,352 sqft (0.053 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2018)
Tax Bill	$2,462.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-000920`
Alternative APNs	`050628.1-08-003-00` `D08NE001 01100`

Interior

Building Area	2,310 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1977
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area	2,352 sqft (0.053 acres)
Depth X Width	107 ft x 22 ft Depth x Width
Storage Building	2,310 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08NE001 01100
Street Address	7 E MAIN ST
City	TROY
State	OH
Zip	45373-3201
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT IN LOT 28 21.86 CEN PT
Legal Subdivision	TROY
Legal Lot Number	28 21
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1012
Census Tract	365200

Owner

Source: Miami County records · APN D08-000920

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7 E MAIN ST, TROY, OH 45373-3201
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2018 · Amount on Record
Deed Sale	Mar 07, 2018 · Amount on Record
Prior Sale	Mar 07, 2012 · Amount on Record
Deed Doc Number	2018OR-02650
Record Refreshed	Jun 08, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 07, 2018
Property Address	7 E MAIN ST, TROY, OH 45373-3201
Document Number	0000002650
Map Reference	VL 21 PG 60
Instrument Date	Feb 14, 2018
Instrument	2018OR-02650
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 S STATE ROUTE 202, TROY, OH 45373-9685

Mortgage

Document Number	0000002651
Date	Mar 07, 2018
Instrument	2018OR-02651

Lender

Name	FIRST CENTRAL NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (+0.61%)	$49,420 (+18.34%) Land $11,270 Building $38,150	$141,200 (+18.36%) Land $32,200 Building $109,000
2024	$2,447.00 (+2.17%)	$41,760 (-) Land $9,380 Building $32,380
2023	$2,395.00 (+8.67%)	$41,760 (-) Land $9,380 Building $32,380	$119,300 (-) Land $26,800 Building $92,500
2022	$2,204.00	$41,760 Land $9,380 Building $32,380	$119,300 Land $26,800 Building $92,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Troy Public Square listed 1975 · 13 contributing resources · NRIS 75001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.