Miami County property record for 13 E Main St, Troy, OH 45373 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 2021 |
| Square Footage | 10,993 sqft Total Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $199,900 (2015) |
| Tax Bill | $4,681.00 (2025) |
| Primary APN | D08-000940 |
|---|---|
| Alternative APNs |
|
| Building Area | 10,993 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Fire Sprinklers | The property is equipped with a fire-suppression sprinkler system |
| Elevator | Elevator |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2021 |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 104 ft x 38 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 13 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | IL 28 37'8X104 SW COR CRA ABATEMENT - 12 YR TY 2022 EXPIRES TY 2033 SEE ABATED PARCEL D08-255008 |
| Legal Subdivision | CITY OF TROY |
| Legal Lot Number | 28 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-000940
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13 E MAIN ST, TROY, OH 45373 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Mar 12, 2021 | Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit TROY REINVESTMENT FUND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on Record |
| Deed Sale | Aug 20, 2015 · Amount on Record |
| Prior Sale | Oct 03, 1994 · Amount on Record |
| Deed Doc Number | 20152015OR-09987 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 01, 2026 |
| Property Address | 13 E MAIN ST, TROY, OH 45373 |
| Document Number | 0000008101 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20268101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000008101, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20268101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 13 E MAIN ST, TROY, OH 45373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 221 E MAIN ST, TROY, OH 45373-3408 |
| Document Number | 0000004280 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021OR-04280 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TROY, OH 45373 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 04, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 13 E MAIN ST, TROY, OH 45373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002456 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020OR-02456 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TROY, OH 45373 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Feb 21, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 13 E MAIN ST, TROY, OH 45373 |
| Document Number | 0000002930 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 221 E MAIN ST TROY OH 453733408, TROY, OH 45373-3408 |
| Document Number | 0000002930 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2930 |
| Name | TROY REINVESTMENT FUND |
|---|---|
| Address | 216 W FRANKLIN ST, TROY, OH 45373-3234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,681.00 (+11.93%) | $93,980 (+31.68%) Land $21,390 Building $72,590 | $268,500 (+31.68%) Land $61,100 Building $207,400 |
| 2024 | $4,182.00 (+2.15%) | $71,370 (-) Land $17,820 Building $53,550 | |
| 2023 | $4,094.00 (+8.68%) | $71,370 (-) Land $17,820 Building $53,550 | $203,900 (-) Land $50,900 Building $153,000 |
| 2022 | $3,767.00 | $71,370 Land $17,820 Building $53,550 | $203,900 Land $50,900 Building $153,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Troy Public Square listed 1975 · 13 contributing resources · NRIS 75001491 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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