7 E 4th St, West Jefferson, NC 28694 Property Records

Ashe County property record for 7 E 4th St, West Jefferson, NC 28694

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1961
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on File
Tax Bill$1,286 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN19223-001-413

Property Details

APN / Parcel Number

Primary APN19223-001-413
Alternative APN
  • 15305

Interior

Plumbing Fixtures11 Plumbing Fixtures
Building Area2,016 sqft Heated Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Foyer
Lot Area10,400 sqft (0.239 acres)
Lot Dimensions160 ft deep x 65 ft wide

Location & Zoning

Account Number15305
Street Address7 E 4TH ST
CityWEST JEFFERSON
StateNC
Zip28694-9114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & 1/2 OF 2 BLK C EAST 4TH STREET
Legal BlockC
Legal Lot Number1
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1007
Census Tract970400

Owner

Source: Ashe County assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 E 4TH ST, WEST JEFFERSON, NC 28694-9114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address7 E 4TH ST, WEST JEFFERSON, NC 28694-9114
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 E 4TH ST, WEST JEFFERSON, NC 28694-9114

Mortgage

Document Number00539/1469
DateMar 23, 2022
Book Page539/1469
Instrument1508
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityWest Jefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00$291,900 (-) Land $25,000 Building $266,900$291,900 (-) Land $25,000 Building $266,900
2023$1,286.00 (+43.05%)$291,900 (+99.25%) Land $25,000 Building $266,900$291,900 (+99.25%) Land $25,000 Building $266,900
2022$899.00$146,500 Land $8,000 Building $138,500$146,500 Land $8,000 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1995–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WEST JEFFERSON
serves 1,321 people · EPA ID NC0105010
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Optimum Communications
Cable
940 / 35

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