Ashe County property record for 304 E 4th St, West Jefferson, NC 28694
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 1981 |
| Lot Size | 0.673 acres (29,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,000 (Oct 2025) |
| Tax Bill | $1,202 (2026) |
| Deeds & Mortgages | Oct 2009 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19223-001-434 |
| Primary APN | 19223-001-434 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,170 sqft Heated Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Lot Area | 29,316 sqft (0.673 acres) |
| Lot Dimensions | 75 ft deep x 210 ft wide |
| Account Number | 119701 |
|---|---|
| Old Parcel Number | 19223001434 |
| Street Address | 304 E 4TH ST |
| City | WEST JEFFERSON |
| State | NC |
| Zip | 28694-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.673 A FROM ELEANOR B REEVES E 4TH ST (DIRT) |
| Legal Subdivision | SHUMATE ADDITION |
| Jurisdiction | ASHE NC |
| Township / Civil Division | WEST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970400 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 E 4TH ST, WEST JEFFERSON, NC 28694-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 27, 2009 | Deed of Trust, Mortgage · Conventional Mortgage YADKIN VALLEY BANK AND TRUST CO |
| Oct 13, 2025 | Warranty Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC |
| Sep 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | May 12, 2022 · Amount on Record |
| Deed Document Number | 20254750 |
| Deed Book / Page | 578 / 611 |
| Prior Transfer Date | Sep 20, 2022 |
| Prior Transfer Doc | 000546/174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 304 E 4TH ST, WEST JEFFERSON, NC 28694-9192 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00403/0623 |
|---|---|
| Date | Oct 27, 2009 |
| Book Page | 0403/0623 |
| Instrument | 2009-0006051 |
| Name | YADKIN VALLEY BANK AND TRUST CO |
|---|---|
| Address | ELKIN, NC 28621 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Oct 13, 2025 |
| Property Address | 304 E 4TH ST, WEST JEFFERSON, NC 28694-9192 |
| Document Number | 000578/611 |
| Book / Page | 578 / 611 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 4750 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 722 COLONIAL DR, NORTH WILKESBORO, NC 28659-3928 |
| Name | Verified Name |
|---|---|
| Address | 304 E 4TH ST, WEST JEFFERSON, NC 28694-9192 |
| Document Number | 0000004751 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 4751 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Sep 21, 2022 |
| Property Address | 304 E 4TH ST, WEST JEFFERSON, NC 28694-9192 |
| Document Number | 000546/174 |
| Book / Page | 546 / 174 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 5097 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1091, WEST JEFFERSON, NC 28694-1091 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1091, WEST JEFFERSON, NC 28694-1091 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | West Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,202.00 (+7.51%) | $259,200 (+1.93%) Land $25,000 Building $234,200 | $259,200 (+1.93%) Land $25,000 Building $234,200 |
| 2025 | $1,118.00 | $254,300 (-) Land $25,000 Building $229,300 | $254,300 (-) Land $25,000 Building $229,300 |
| 2023 | $1,118.00 | $254,300 Land $25,000 Building $229,300 | $254,300 Land $25,000 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST JEFFERSON serves 1,321 people · EPA ID NC0105010 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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