7 E 1st Ave, Oakland, MD 21550 Property Records

Garrett County property record for 7 E 1st Ave, Oakland, MD 21550

Property Summary

Property Type	Commercial
Details	4,060 sqft · built 1945
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,180 (2026)
Deeds & Mortgages	Mar 2023 Sale May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-003409`

Property Details

APN / Parcel Number

Primary APN	`16-003409`
Alternative APN	`003409`

Interior

Stories	2 Stories
Building Area	4,060 sqft Total Area
1st Floor Area	4,060 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,400 sqft (0.331 acres)
Garage Type	Detached
Garage Area	3,168 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003409
Street Address	7 E 1ST AVE
City	OAKLAND
State	MD
Zip	21550-2729
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	14400 SQ FT LOTS 8 & 9 BLK 5 LOCH LYNN
Legal Block	5
Legal Lot Number	8
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	2
Census Block	2026
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 W 3RD AVE, OAKLAND, MD 21550-2711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed, Transfer
May 15, 2018	Grant Deed, Transfer
May 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2018
Transfer Doc	0020720314
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 6, 2023
Property Address	7 E 1ST AVE, LOCH LYNN HEIGHTS, MD 21550-2729
Document Number	0024760065
Book / Page	2476 / 65
Map Reference	LB WHT 10 FO 692
Instrument Date	Jan 12, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 W 3RD AVE, OAKLAND, MD 21550-2711

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	May 15, 2018
Property Address	7 E 1ST AVE, MT LAKE PARK, MD 21550-2729
Document Number	0020720311
Book / Page	002072 / 000311
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2183 MT LAKE PARK MD 215500583, MT LAKE PARK, MD 21550-0583

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	May 15, 2018
Property Address	7 E 1ST AVE, MT LAKE PARK, MD 21550-2729
Document Number	0020720314
Book / Page	002072 / 000314
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2183 OAKLAND MD 215500583, OAKLAND, MD 21550-0583

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Loch Lynn Heights Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,180.00 (-0.34%)	$78,600 (+1.03%)	$80,200 (+3.08%) Land $18,300 Building $61,900
2025	$1,184.00 (+4.59%)	$77,800 (+7.06%) Land $18,300 Building $59,500	$77,800 (-) Land $18,300 Building $59,500
2023	$1,132.00	$72,667	$77,800 Land $18,300 Building $59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1994)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Mountain Communications, Verizon.

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