121 E 1st Ave, #STE1, Oakland, MD 21550 Property Records

Garrett County property record for 121 E 1st Ave, #STE1, Oakland, MD 21550

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	800 sqft · built 1974
Lot Size	0.579 acres (25,200 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2021)
Tax Bill	$6,988 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-014761`

Property Details

APN / Parcel Number

Primary APN	`16-014761`
Alternative APN	`014761`

Interior

Units	2 Units
Stories	1 Story
Building Area	800 sqft Total Area
1st Floor Area	9,432 sqft
Basement Area	2,280 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Lot Area	25,200 sqft (0.579 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014761
Street Address	121 E 1ST AVE, STE2
City	OAKLAND
State	MD
Zip	21550-2728
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R
Legal Description	LOTS 7-13 1ST AVE BLK 7 LOCH LYNN
Legal Subdivision	LOCH LYNN HEIGHTS
Legal Block	7
Legal Lot Number	7-13
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	2
Census Block	2025
Census Tract	700

Owner

121 E 1st Ave, #STE1 is owned and occupied by an individual who bought it in December 2021.

Source: Garrett County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	121 E 1ST AVE, OAKLAND, MD 21550-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Deed Book / Page	2377 / 6
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 7, 2021
Property Address	121 E 1ST AVE, OAKLAND, MD 21550-2728
Document Number	0023770006
Book / Page	2377 / 6
Map Reference	LB 1 FO 2
Instrument Date	Nov 24, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 122 E FIRSL AVENUE, OAKLAND, MD 21550

Mortgage

Document Number	0000237713
Date	Dec 7, 2021
Instrument	2377/13

Lender

Name	LOCH LYN CHURCH OF GOD
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jan 3, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 121 E 1st Ave, #STE1 was $6,988 with a homeowner's exemption, down 3.2% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Loch Lynn Heights Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,988.00 (-3.17%) Homeowner's exemption	$466,300 (-2%) Land $25,300 Building $441,000	$466,300 (-2%) Land $25,300 Building $441,000
2025	$7,217.00 Homeowner's exemption	$475,800 Land $25,300 Building $450,500	$475,800 Land $25,300 Building $450,500
2023	$7,412.00	$475,800 Land $25,300 Building $450,500	$475,800 Land $25,300 Building $450,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E 1st Ave, #STE1 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1994)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 E 1st Ave, #STE1 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Mountain Communications, Verizon.

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