7 Darwin Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 7 Darwin Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1958
Lot Size	0.261 acres (11,374 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2025)
Tax Bill	$9,039 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00472-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`08-00472-0000-00004`
Alternative APN	`080047200004`

Interior

Stories	1 Story
Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,374 sqft (0.261 acres)
Lot Dimensions	121 ft deep x 94 ft wide

Location & Zoning

Street Address	7 DARWIN RD
City	SOMERSET
State	NJ
Zip	08873-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SOMERSET HILLS SEC 03
Legal Block	472
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2042
Census Tract	53501

Owner

7 Darwin Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 DARWIN RD, SOMERSET, NJ 08873-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed, Transfer · Conventional Mortgage AFFINITY FCU
May 16, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Jun 4, 2007 · Amount on File
Deed Document Number	202526219
Deed Book / Page	7640 / 630
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000037059
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 23, 2025
Property Address	7 DARWIN RD, SOMERSET, NJ 08873-1012
Document Number	0000026219
Book / Page	7640 / 630
Instrument Date	Sep 12, 2025
Instrument	2025026219
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	REAL ESTATE TITLE, REAL SAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 OTIS RD, NEW BRUNSWICK, NJ 08902-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DARWIN RD, SOMERSET, NJ 08873-1012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026220
Date	Sep 23, 2025
Instrument	2025026220

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	7 DARWIN RD, SOMERSET, NJ 08873-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016757
Date	May 16, 2019
Book Page	7118/0830
Instrument	2019016757

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7 Darwin Rd was $9,039, up 8.7% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,800 (+9.62%) Land $372,600 Building $197,200	$569,800 (+9.62%) Land $372,600 Building $197,200
2025	$9,039.00 (+8.68%)	$519,800 Land $322,600 Building $197,200	$519,800 Land $322,600 Building $197,200
2024	$8,317.00
2023		$426,200 Land $291,300 Building $134,900	$426,200 Land $291,300 Building $134,900
2022	$7,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Darwin Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Darwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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