10 Darwin Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 10 Darwin Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,634 sqft · built 1958
Lot Size	0.286 acres (12,471 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Dec 1992)
Tax Bill	$9,389 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00471-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`08-00471-0000-00038`
Alternative APN	`080047100038`

Interior

Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	12,471 sqft (0.286 acres)
Lot Dimensions	145 ft deep x 86 ft wide

Location & Zoning

Street Address	10 DARWIN RD
City	SOMERSET
State	NJ
Zip	08873-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SOMERSET MILLS SEC 03
Legal Block	471
Legal Lot Number	38
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2035
Census Tract	53501

Owner

10 Darwin Rd is owned and occupied by two individuals who bought it in December 1992.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 DARWIN RD, SOMERSET, NJ 08873-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1992 · Amount on File
Deed Sale	Dec 2, 1992 · Amount on File
Deed Book / Page	1884 / 308
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 DARWIN RD, SOMERSET, NJ 08873-1013
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013292
Date	Mar 31, 2022
Book Page	7434/3761
Instrument	2022013292

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	10 DARWIN RD, SOMERSET, NJ 08873-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044008
Date	Nov 27, 2018
Book Page	7085/2277
Instrument	2018044008

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10 Darwin Rd was $9,389, up 9.4% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,900 (+9.26%) Land $375,200 Building $214,700	$589,900 (+9.26%) Land $375,200 Building $214,700
2025	$9,389.00 (+9.4%)	$539,900 Land $325,200 Building $214,700	$539,900 Land $325,200 Building $214,700
2024	$8,582.00
2023		$439,500 Land $292,600 Building $146,900	$439,500 Land $292,600 Building $146,900
2022	$8,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Darwin Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Darwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Darwin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures