7 Curved Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 7 Curved Creek Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1995
Lot Size	0.378 acres (16,442 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (May 1995)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4126-05-00-0470`

Property Details

APN / Parcel Number

Primary APN	`4126-05-00-0470`
Alternative APNs	`31142605000470` `26143105000470` `5282015.0` `5282015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,585 sqft
1st Floor Area	2,096 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,442 sqft (0.378 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Unfinished Open Porch
Porch Area	430 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5282015
Street Address	7 CURVED CREEK WAY
City	ORMOND BEACH
State	FL
Zip	32174-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-14-31 LOT 47 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 INC PER OR 5065 PG 1636 PER OR 7062 PGS 3145-3146 PER OR 7062 PGS 3155-3156
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	BREAKAWAY TRAILS PHASE 3 UNIT I MB
Legal Phase	3
Legal Tract	05
Legal Lot Number	47
Legal Unit	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2007
Census Tract	83203

Owner

7 Curved Creek Way is owned and occupied by two individuals who acquired it in November 2014.

Source: Volusia County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1995 · Amount on File
Deed Sale	May 18, 1995 · Amount on File
Prior Sale	May 18, 1995 · Amount on File
Deed Book / Page	4006 / 2477
Last Transfer Date	Nov 25, 2014
Transfer Doc	0070623145
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	7 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805

Mortgage

Document Number	0080534344
Date	May 25, 2021
Book Page	8053/4344
Instrument	2021-121965

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	859 Months
Due	Dec 3, 2092

Tax Assessment & Valuation

The 2025 property tax bill for 7 Curved Creek Way was $2,892 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,079 (+2.7%)	$412,788 (+1.46%) Land $55,000 Building $357,788
2025	$2,892.00 Homeowner's exemption	$219,162	$406,832 Land $55,000 Building $351,832
2023	$2,695.00 (+3.38%) Homeowner's exemption	$206,783 (+3%)	$358,128 (+1%) Land $55,000 Building $303,128
2022	$2,607.00 Homeowner's exemption	$200,760	$354,587 Land $45,000 Building $309,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Curved Creek Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Curved Creek Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20