7 Curtis Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 7 Curtis Ave, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1952
Lot Size	0.233 acres (10,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Nov 1993)
Tax Bill	$6,377 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0047`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0047`
Alternative APN	`MDLT M:0028 B:0000 L:0047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	2,773 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,132 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	7 CURTIS AVE
City	MIDDLETON
State	MA
Zip	01949-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	47
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2005
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CURTIS AVE, MIDDLETON, MA 01949-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage COMMUNITY TEAMWORK, INC
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO AMERICAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 1993 · Amount on Record
Deed Sale	Nov 15, 1993 · Amount on Record
Deed Book / Page	12242 / 121
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	7 CURTIS AVE, MIDDLETON, MA 01949-2342
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042944-252
Date	Sep 12, 2025
Book Page	42944/252
Instrument	20250912001810

Lender

Name	COMMUNITY TEAMWORK, INC

Agreement

Amount	Amount Recorded
Term	601 Months
Due	Oct 1, 2075

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	7 CURTIS AVE, MIDDLETON, MA 01949-2342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38950-383
Date	Sep 18, 2020
Book Page	38950/383
Instrument	20200918001180

Lender

Name	LUSO AMERICAN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,377.00 (-2.03%)	$506,500 (-7.47%) Land $307,300 Building $196,600	$597,172 (+1.45%)
2025	$6,509.00 (-2.53%)	$547,400 (-3.35%) Land $325,000 Building $222,400	$588,620
2024	$6,678.00 (-0.33%)	$566,400 (+8.8%) Land $325,000 Building $241,400
2023	$6,700.00	$520,600 Land $364,900 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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