14 Curtis Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 14 Curtis Ave, Middleton, MA 01949

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1952
Lot Size0.314 acres (13,678 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jan 2006)
Tax Bill$7,405 (2026)
Deeds & MortgagesMar 2021 Line of Credit
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMIDD M:0028 B:0000 L:0033

Property Details

APN / Parcel Number

Primary APNMIDD M:0028 B:0000 L:0033
Alternative APN
  • MDLT M:0028 B:0000 L:0033

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area3,440 sqft
Basement Area1,316 sqft
Unfinished Basement1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,678 sqft (0.314 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address14 CURTIS AVE
CityMIDDLETON
StateMA
Zip01949-2341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionPROPOSED DEV HSE WILLI
Legal Lot Number33
JurisdictionMIDDLETON MA
Township / Civil DivisionMIDDLETON
Census Block Group2
Census Block2000
Census Tract212102

Owner

14 Curtis Ave is owned and occupied by two individuals who bought it in January 2006.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14 CURTIS AVE, MIDDLETON, MA 01949-2341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Line of Credit
HANSCOM FCU
May 12, 2017Deed of Trust, Mortgage
HANSCOM FCU
May 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY CREDIT UNION LYNN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2006 · Amount on File
Deed SaleJan 31, 2006 · Amount on File
Deed Book / Page25330 / 326
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETON MA
Property Address14 CURTIS AVE, MIDDLETON, MA 01949-2341
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39635-101
DateMar 11, 2021
Book Page39635/101
Instrument20210311002170
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETON MA
Property Address14 CURTIS AVE, MIDDLETON, MA 01949-2341
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35860-491
DateMay 12, 2017
Book Page35860/491
Instrument140
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueMay 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETON MA
Property Address14 CURTIS AVE, MIDDLETON, MA 01949-2341
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38473-81
DateMay 1, 2020
Book Page38473/81
Instrument20200501001020
Lender
NameCOMMUNITY CREDIT UNION LYNN
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14 Curtis Ave was $7,405, down 2.2% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMiddleton Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictMiddleton School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,405.00 (-2.23%)$588,200 (-7.66%) Land $320,200 Building $239,100$624,871 (-6.42%)
2025$7,574.00 (-3.01%)$637,000 (-3.82%) Land $338,700 Building $298,300$667,755
2024$7,809.00 (+0.84%)$662,300 (+10.07%) Land $338,700 Building $323,600
2023$7,744.00$601,700 Land $380,200 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Curtis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies14 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Curtis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETON WATER DEPT.
serves 7,291 people · EPA ID MA3184000
Water SourcePurchased surface water from DANVERS WATER DEPT.
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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