7 Cunningham Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 7 Cunningham Rd, Sagamore Beach, MA 02562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,024 sqft · built 1964
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Apr 1989)
Tax Bill$4,372 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNBOUR M:7.0 P:18

Property Details

APN / Parcel Number

Primary APNBOUR M:7.0 P:18
Alternative APNs
  • M:007.0 P:018.00 D:03
  • 1202

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
Gross Area3,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area115,434 sqft (2.65 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1202
Street Address7 CUNNINGHAM RD
CitySAGAMORE BEACH
StateMA
Zip02562-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
JurisdictionBOURNE MA
Township / Civil DivisionBOURNE
Census Block Group1
Census Block1021
Census Tract13800

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 152, SAGAMORE BEACH, MA 02562-0152
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 1989 · Amount on Record
Deed SaleApr 18, 1989 · Amount on Record
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Recording DateMay 21, 2026
Property Address7 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2338
Document Number037636-205
Book / Page37636 / 205
Instrument DateMay 9, 2026
Instrument202619934
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2338

Mortgage

Document Number0000019934,
DateMay 21, 2026
Book Page37636/205
Instrument202619934
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURNE MA
Property Address7 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2338
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034460-39
DateSep 10, 2021
Book Page34460/39
Instrument59545
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term277 Months
DueOct 1, 2044

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionBourne Town
Unified School DistrictBourne School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,372.00 (+2.27%)$559,800 (+5.01%) Land $331,900 Building $227,900$488,585
2024$4,275.00 (+2.72%)$533,100 (+12.85%) Land $316,100 Building $217,000
2023$4,162.00$472,400 Land $279,800 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH SAGAMORE WATER DISTRICT
serves 4,668 people · EPA ID MA4036002
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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