Barnstable County and Bourne Town property record for 2 Cunningham Rd, Sagamore Beach, MA 02562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,140 sqft · built 2005 |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Oct 2018) |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Jan 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:7.0 P:120 |
| Primary APN | BOUR M:7.0 P:120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 5,143 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,689 sqft (0.452 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1309 |
|---|---|
| Street Address | 2 CUNNINGHAM RD |
| City | SAGAMORE BEACH |
| State | MA |
| Zip | 02562-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13800 |
Source: Barnstable County and Bourne Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Oct 25, 2018 | Quit Claim Deed, Transfer HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Jun 9, 2005 · Amount on Record |
| Deed Book / Page | 31619 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 2 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33208-328 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 33208/328 |
| Instrument | 44654 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 2 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31771-228 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 31771/228 |
| Instrument | 1123 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Oct 25, 2018 |
| Property Address | 2 CUNNINGHAM RD, SAGAMORE BEACH, MA 02562-2335 |
| Document Number | 31619-20 |
| Book / Page | 31619 / 20 |
| Instrument | 53035 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 316190022 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 31619/0022 |
| Name | HARBORONE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,573.00 (+1.44%) | $713,600 (+4.18%) Land $213,100 Building $500,500 | $685,330 |
| 2024 | $5,494.00 (+2.04%) | $685,000 (+12.09%) Land $202,900 Building $482,100 | |
| 2023 | $5,384.00 | $611,100 Land $179,600 Building $431,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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