7 Cumberland St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 7 Cumberland St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1957
Lot Size	0.314 acres (13,697 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2020)
Tax Bill	$3,995 (2026)
Deeds & Mortgages	Sep 2020 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-027-00163`

Property Details

APN / Parcel Number

Primary APN	`32-027-00163`
Alternative APN	`WORC M:32 B:027 L:00163`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,697 sqft (0.314 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	32-027-00163
Street Address	7 CUMBERLAND ST
City	WORCESTER
State	MA
Zip	01606-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	SUMMIT TERRACE
Legal Block	27
Legal Lot Number	163
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4032
Census Tract	730100

Owner

7 Cumberland St is owned and occupied by an individual who bought it in November 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CUMBERLAND ST, WORCESTER, MA 01606-1076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU
Nov 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Aug 21, 2009 · Amount on File
Deed Document Number	2020141719
Deed Book / Page	63785 / 213
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	63785-213
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 CUMBERLAND ST, WORCESTER, MA 01606-1076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63306-349
Date	Sep 22, 2020
Book Page	63306/349
Instrument	109626

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 18, 2020
Property Address	7 CUMBERLAND ST, WORCESTER, MA 01606-1076
Document Number	63785-213
Book / Page	63785 / 213
Instrument Date	Nov 17, 2020
Instrument	141719
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CUMBERLAND ST, WORCESTER, MA 01606-1076

Mortgage

Document Number	141720
Date	Nov 18, 2020
Instrument	141720

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 Cumberland St was $3,995, up 3.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,995.00 (+3.63%)	$300,800 (+2.91%) Land $124,900 Building $175,900	$320,666 (+2.66%)
2025	$3,855.00	$292,300 Land $119,000 Building $173,300	$312,360 (+3.82%)
2024			$300,865
2023	$3,645.00	$254,200 Land $103,400 Building $150,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cumberland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cumberland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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