15 Cumberland St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 15 Cumberland St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1989
Lot Size	0.176 acres (7,653 sqft)
Owner	2 Individual Names on File
Last Sale	$464,000 (Feb 2026)
Tax Bill	$5,408 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`32-027-469-1`

Property Details

APN / Parcel Number

Primary APN	`32-027-469-1`
Alternative APNs	`WORC M:32 B:027 L:469-1` `M:32 B:027 L:469=1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,000 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,653 sqft (0.176 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	32-027-469-1
Street Address	15 CUMBERLAND ST
City	WORCESTER
State	MA
Zip	01606-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	27
Legal Lot Number	469-1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4005
Census Tract	730100

Owner

15 Cumberland St is owned and occupied by two individuals who bought it in February 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CUMBERLAND ST, WORCESTER, MA 01606-1074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Aug 29, 2016
Deed Document Number	202611340
Deed Book / Page	73193 / 187
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 12, 2026
Property Address	15 CUMBERLAND ST, WORCESTER, MA 01606-1074
Document Number	073193-187
Book / Page	73193 / 187
Instrument Date	Feb 12, 2026
Instrument	11340
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 CUMBERLAND ST, WORCESTER, MA 01606-1074

Mortgage

Document Number	0000011341
Date	Feb 12, 2026
Instrument	11341

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 6, 2018
Property Address	15 CUMBERLAND ST, WORCESTER, MA 01606-1074
Document Number	58635-49
Book / Page	058635 / 000049
Instrument Date	Apr 6, 2018
Instrument	32034
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CUMBERLAND ST WORCESTER MA 016061074, WORCESTER, MA 01606-1074

Tax Assessment & Valuation

The 2026 property tax bill for 15 Cumberland St was $5,408, up 2.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,408.00 (+2.17%)	$407,200 (+1.47%) Land $123,700 Building $283,500	$455,959 (+25.35%)
2025	$5,293.00	$401,300 Land $117,800 Building $283,500	$363,755 (+1.32%)
2024			$359,005
2023	$5,066.00	$353,300 Land $102,400 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cumberland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cumberland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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