7 Cross St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 7 Cross St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,930 sqft · built 1970
Lot Size	0.234 acres (10,176 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Oct 2014)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0022 B:195B L` `5394`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,930 sqft Living Area
Gross Area	3,222 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,176 sqft (0.234 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5394
Street Address	7 CROSS ST
City	BEVERLY
State	MA
Zip	01915-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	ROBERT NADEAU
Legal Block	195B
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2014
Census Tract	217601

Owner

Source: Essex County and Beverly City records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 CROSS ST, BEVERLY, MA 01915-3808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit METRO CU
Jul 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2020	Deed of Trust, Mortgage · ARM METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2014 · Amount on Record
Deed Sale	Oct 28, 2014 · Amount on Record
Prior Sale	Apr 8, 1987 · Amount on Record
Deed Document Number	2014102800535
Deed Book / Page	33634 / 351
Last Transfer Date	Jun 27, 2022
Transfer Doc	041085-491
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	7 CROSS ST, BEVERLY, MA 01915-3808
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042965-344
Date	Sep 24, 2025
Book Page	42965/344
Instrument	20250924001560

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jul 25, 2022
Property Address	7 CROSS ST, BEVERLY, MA 01915-3808
Document Number	041085-491
Book / Page	41085 / 491
Instrument Date	Jun 27, 2022
Instrument	20220725001450
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST, BEVERLY, MA 01915-3808

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	7 CROSS ST, BEVERLY, MA 01915-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38172-55
Date	Jan 6, 2020
Book Page	38172/55
Instrument	20200106000780

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2035

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,594.00 (+5.55%)	$782,000 (+7.86%) Land $445,000 Building $337,000	$840,560
2024	$8,142.00 (+3.84%)	$725,000 (+4.11%) Land $388,000 Building $337,000
2023	$7,841.00	$696,400 Land $359,400 Building $337,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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