11 Cross St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 11 Cross St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,901 sqft · built 1847
Lot Size	0.284 acres (12,358 sqft)
Owner	2 Individual Names on File
Last Sale	$428,500 (Mar 2007)
Tax Bill	$10,138 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0022 B:0193 L` `5390`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,901 sqft Living Area
Gross Area	4,850 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1847
Effective Year Built	Effective 1847
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,358 sqft (0.284 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5390
Street Address	11 CROSS ST
City	BEVERLY
State	MA
Zip	01915-3808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R10
Legal Block	193
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2014
Census Tract	217601

Owner

11 Cross St, a duplex, is owned and occupied by two individuals who acquired it in February 2023.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 CROSS ST, BEVERLY, MA 01915-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 1, 2017	Deed of Trust, Mortgage FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2007 · Amount on File
Deed Sale	Mar 26, 2007 · Amount on File
Deed Book / Page	26672 / 448
Last Transfer Date	Feb 17, 2023
Transfer Doc	041460-305
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 2, 2023
Property Address	11 CROSS ST, BEVERLY, MA 01915-3808
Document Number	041460-305
Book / Page	41460 / 305
Instrument Date	Feb 17, 2023
Instrument	20230302001070
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 CROSS ST, BEVERLY, MA 01915-3808

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 CROSS ST, BEVERLY, MA 01915-3808
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040864-524
Date	Apr 14, 2022
Book Page	40864/524
Instrument	20220414003600

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 CROSS ST, BEVERLY, MA 01915-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36066-212
Date	Aug 1, 2017
Book Page	36066/212
Instrument	33

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11 Cross St was $10,138, up 4.4% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,138.00 (+4.39%)	$922,500 (+6.67%) Land $450,100 Building $472,400	$909,062
2024	$9,712.00 (+6.1%)	$864,800 (+6.37%) Land $392,400 Building $472,400
2023	$9,154.00	$813,000 Land $363,600 Building $449,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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