Schenectady County and Schenectady City property record for 7 Cromer Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1940 |
| Lot Size | 0.211 acres (9,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (May 2020) |
| Tax Bill | $7,558 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.30-2-44 |
| Primary APN | 421500 60.30-2-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 921 sqft |
| Upper Floors Area | 298 sqft |
| Attic | Attic |
| Attic Area | 298 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,196 sqft (0.211 acres) |
| Lot Dimensions | 242 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 CROMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PT OF 469 REAR 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 44.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Jul 16, 2018 | Grant Deed, Transfer FRONTIER ABSTRACT |
| Mar 22, 2018 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2018 |
| Deed Document Number | 202014393 |
| Deed Book / Page | 2034 / 861 |
| Prior Transfer Date | Mar 5, 2018 |
| Prior Transfer Doc | 0000012141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 9, 2021 |
| Property Address | 7 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000005359 |
| Book / Page | 2051 / 915 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 202105359 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NEW YORK BANKERS TITLE AGENCY W, NEW YORK BANKERS TTL AGCY WE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1863 MARIAVILLE RD, SCHENECTADY, NY 12306-7111 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 CORNELL ST, SCHENECTADY, NY 12304-1416 |
| Document Number | 0000005360 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202105360 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.05% |
| Max Rate At Change | 5.55% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 9.55% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 16, 2018 |
| Property Address | 7 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000030880 |
| Book / Page | 001991 / 000392 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 30880 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | FRONTIER ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $102.22 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 14TH ST BROOKLYN NY 112154766, BROOKLYN, NY 11215-4766 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 22, 2018 |
| Property Address | 7 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000012141 |
| Book / Page | 001983 / 000552 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 12141 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2018 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,558.00 (+1.75%) | ||
| 2025 | $7,428.00 (+34.01%) | $152,400 (-) Land $15,900 Building $136,500 | $252,360 (+30.82%) Land $26,329 Building $226,031 |
| 2023 | $152,400 (-) Land $15,900 Building $136,500 | $192,911 (+3.8%) Land $20,127 Building $172,784 | |
| 2022 | $152,400 Land $15,900 Building $136,500 | $185,854 Land $19,390 Building $166,464 | |
| 2021 | $5,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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