Schenectady County and Schenectady City property record for 5 Cromer Ave, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1920 |
| Lot Size | 0.117 acres (5,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Oct 2019) |
| Tax Bill | $6,322 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.30-2-43 |
| Primary APN | 421500 60.30-2-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,130 sqft (0.117 acres) |
| Lot Dimensions | 135 ft deep x 38 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 CROMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 WOOD |
| Legal Subdivision | REVISED MAP OF CROMER LANDS |
| Legal Block | 2 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records · APN 421500 60.30-2-43
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Oct 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Oct 19, 2011 · Amount on Record |
| Deed Document Number | 201947504 |
| Deed Book / Page | 2022 / 447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 5 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000016220 |
| Book / Page | 2175 / 995 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202616220 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,080.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | SCHENECTADY, NY 12308 |
| Document Number | 0000016221, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202616221 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 18, 2022 |
| Property Address | 5 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000026458 |
| Book / Page | 5227 / 430 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 202226458 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 STONELEDGE DR APT 3, 3, TROY, NY 12182-3535 |
| Document Number | 0000026461 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 202226461 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 21, 2019 |
| Property Address | 5 CROMER AVE, SCHENECTADY, NY 12304-1811 |
| Document Number | 0000047504 |
| Book / Page | 2022 / 447 |
| Map Reference | DR 64 MAP 26 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 201947504 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CROMER AVE, 5, SCHENECTADY, NY 12304-1811 |
| Name | Verified Name |
|---|---|
| Address | 58 ESPLANDE ST, SELKIRK, NY 12158-9771 |
| Document Number | 0000047506 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 201947506 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,322.00 (+49.67%) | $132,300 (-) Land $11,300 Building $121,000 | $219,076 (+30.82%) Land $18,712 Building $200,364 |
| 2023 | $132,300 (+75.7%) Land $11,300 Building $121,000 | $167,468 (+82.37%) Land $14,304 Building $153,164 | |
| 2022 | $75,300 Land $11,300 Building $64,000 | $91,829 Land $13,780 Building $78,049 | |
| 2021 | $4,224.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures