Delaware County property record for 7 Crest Ln, Swarthmore, PA 19081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,924 sqft · built 1935 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Sep 2025) |
| Tax Bill | $15,328 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-005:000 |
| Primary APN | 43-02-005:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 194 ft deep x 67 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4302005000 |
|---|---|
| Street Address | 7 CREST LN |
| City | SWARTHMORE |
| State | PA |
| Zip | 19081-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 67 X 194 X 161 X 82 |
| Legal Subdivision | SWARTHMORE CREST |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SWARTHMORE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 407600 |
7 Crest Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 10, 2021 | Deed, Transfer · Conventional Mortgage ALLY BANK |
| Nov 18, 2020 | Deed, Construction Loan · Construction Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Jul 10, 2021 · Amount on File |
| Deed Document Number | 202535097 |
| Deed Book / Page | 7078 / 5267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Sep 23, 2025 |
| Property Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Document Number | 0070785267 |
| Book / Page | 7078 / 5267 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025035097 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Document Number | 0070785271 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 7078/5271 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 10, 2021 |
| Property Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Document Number | 0067131945 |
| Book / Page | 6713 / 1945 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021052572 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Document Number | 0067131948 |
|---|---|
| Date | Jul 10, 2021 |
| Instrument | 6713/1948 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Nov 18, 2020 |
| Property Address | 7 CREST LN, SWARTHMORE, PA 19081-1002 |
| Document Number | 0066215024 |
| Book / Page | 6621 / 5024 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020065054 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2022 |
| Title Company | AMERICAN NATL LAND TRANSFER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 N MORTON AVE, MORTON, PA 19070 |
| Document Number | 0066215029 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 6621/5029 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 7 Crest Ln was $15,328, down 31.1% from the year before.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| Municipality | Swarthmore Borough |
| Unified School District | Wallingford-Swarthmore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,328.00 (-31.13%) | $392,640 (-) Land $152,130 Building $240,510 | $392,640 Land $152,130 Building $240,510 |
| 2025 | $22,255.00 Homeowner's exemption | $392,640 (-) Land $152,130 Building $240,510 | |
| 2024 | $392,640 Land $152,130 Building $240,510 | ||
| 2023 | $21,811.00 Homeowner's exemption | ||
| 2021 | $392,640 (-) | ||
| 2020 | $392,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Crest Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Crest Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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