Delaware County property record for 4 Crest Ln, Swarthmore, PA 19081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,526 sqft · built 1938 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 1996) |
| Tax Bill | $17,501 (2026) |
| Deeds & Mortgages | Dec 2017 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-005:000 |
| Primary APN | 43-03-005:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 2,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 195 ft deep x 66 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4303005000 |
|---|---|
| Street Address | 4 CREST LN |
| City | SWARTHMORE |
| State | PA |
| Zip | 19081-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE CP ADD 66 X 195.6 |
| Legal Subdivision | HSE CP ADD |
| Legal Block | 30 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SWARTHMORE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 407600 |
4 Crest Ln is owned and occupied by two individuals who bought it in July 1996.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CREST LN, SWARTHMORE, PA 19081-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 1996 · Amount on File |
| Deed Sale | Jul 9, 1996 · Amount on File |
| Deed Document Number | 199641699 |
| Deed Book / Page | 1490 / 1690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 4 CREST LN, SWARTHMORE, PA 19081-1001 |
| Document Number | 0061081840 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4 CREST LN SWARTHMORE PA 190811001, SWARTHMORE, PA 19081-1001 |
| Document Number | 0061081840 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 006108/001840 |
| Instrument | 68374 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 4 CREST LN, SWARTHMORE, PA 19081-1001 |
| Document Number | 0060631801 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 CREST LN SWARTHMORE PA 190811001, SWARTHMORE, PA 19081-1001 |
| Document Number | 0060631801 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 006063/001801 |
| Instrument | 50938 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 4 Crest Ln was $17,501 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| Municipality | Swarthmore Borough |
| Unified School District | Wallingford-Swarthmore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,501.00 Homeowner's exemption | $448,300 Land $153,640 Building $294,660 | $448,300 Land $153,640 Building $294,660 |
| 2024 | $448,300 Land $153,640 Building $294,660 | ||
| 2023 | $24,903.00 Homeowner's exemption | ||
| 2021 | $448,300 (-) | ||
| 2020 | $448,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Crest Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Crest Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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