7 Covington Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 7 Covington Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,069 sqft · built 2003
Lot Size	0.196 acres (8,520 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Sep 2025)
Tax Bill	$4,430 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`45N-2-504`

Property Details

APN / Parcel Number

Primary APN	`45N-2-504`
Alternative APNs	`045N 2 504` `40674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,069 sqft Living Area
Gross Area	4,644 sqft
1st Floor Area	2,012 sqft
Basement Area	2,012 sqft
Finished Basement	1,057 sqft
Unfinished Basement	955 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,520 sqft (0.196 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40674
Street Address	7 COVINGTON DR
City	FREDERICKSBURG
State	VA
Zip	22406-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 504 SEC 2 8519 SQFT ENGLAND RUN NORTH
Legal Subdivision	ENGLAND RUN NORTH SEC 2
Legal Block	3
Legal Lot Number	504
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3007
Census Tract	10304

Owner

7 Covington Dr is owned and occupied by an individual who bought it in September 2025.

Source: Stafford County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Bargain and Sale Deed, Transfer PRUITT TITLE LLC
Sep 7, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC
Sep 7, 2021	Intrafamily Transfer, Transfer
Jun 10, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 23, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 23, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Sep 7, 2021
Deed Document Number	202512021
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0000030267
Record Updated	Sep 20, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 15, 2025
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	0250012021
Map Reference	MB 39 PG 16-47
Instrument Date	Sep 10, 2025
Instrument	250012021
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Sep 7, 2021
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	210030265
Instrument Date	Mar 1, 2021
Instrument	210030265
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400

Mortgage

Document Number	0210030266
Date	Sep 7, 2021
Instrument	210030266

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Sep 7, 2021
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	210030267
Instrument Date	Mar 1, 2021
Instrument	210030267
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 10, 2020
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	200012905
Instrument Date	Jun 2, 2020
Instrument	12905
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR FREDERICKSBURG VA 224068400, FREDERICKSBURG, VA 22406-8400

Mortgage

Document Number	200012906
Date	Jun 10, 2020
Instrument	12906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	190012604
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR FREDERICKSBURG VA 224068400, FREDERICKSBURG, VA 22406-8400

Mortgage

Document Number	190012604
Date	Jul 31, 2019
Instrument	12604

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 23, 2018
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	180014315
Instrument Date	Aug 11, 2018
Instrument	14315
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR FREDERICKSBURG VA 224068400, FREDERICKSBURG, VA 22406-8400

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 23, 2018
Property Address	7 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	180014313
Instrument Date	Aug 11, 2018
Instrument	14313
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVINGTON DR FREDERICKSBURG VA 224068400, FREDERICKSBURG, VA 22406-8400

Mortgage

Document Number	180014314
Date	Aug 23, 2018
Instrument	14314

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Covington Dr was $4,430, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,430.00 (+3.31%)	$473,000 Land $95,000 Building $378,000	$473,000 Land $95,000 Building $378,000
2024	$4,288.00 (+6.61%)
2023	$4,022.00	$425,700 Land $95,000 Building $330,700	$425,700 Land $95,000 Building $330,700
2021	$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Covington Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Covington Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

Nearby Properties on Covington Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures