1 Covington Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 1 Covington Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,640 sqft · built 2003
Lot Size	0.209 acres (9,143 sqft)
Owner	Owner Name on File
Last Sale	$267,826 (Jul 2003)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45N-2-506`

Property Details

APN / Parcel Number

Primary APN	`45N-2-506`
Alternative APNs	`045N 2 506` `40676`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Basement Area	1,640 sqft
Finished Basement	1,174 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,143 sqft (0.209 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	148 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40676
Old Parcel Number	045N 2 506
Street Address	1 COVINGTON DR
City	FREDERICKSBURG
State	VA
Zip	22406-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- URBAN RES
Legal Description	LOT 506 SEC 2 9142 SQFT ENGLAND RUN NORTH
Legal Subdivision	ENGLAND RUN
Legal Lot Number	506
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3007
Census Tract	10304

Owner

The current owner of 1 Covington Dr bought it in July 2003.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	1 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2003 · Amount on File
Deed Sale	Jul 1, 2003 · Amount on File
Deed Document Number	30025652
Deed Book / Page	0300 / 25652
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	1 COVINGTON DR, FREDERICKSBURG, VA 22406-8400
Document Number	170009050
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COVINGTON DR FREDERICKSBURG VA 224068400, FREDERICKSBURG, VA 22406-8400

Mortgage

Document Number	170009050
Date	May 25, 2017
Instrument	9050

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Covington Dr was $4,014.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00	$428,600 Land $95,000 Building $333,600	$428,600 Land $95,000 Building $333,600
2023	$3,656.00	$386,900 Land $95,000 Building $291,900	$386,900 Land $95,000 Building $291,900
2021	$3,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Covington Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Covington Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

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