7 Cove Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 7 Cove Dr, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,307 sqft · built 1966
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$359,933 (Jul 2021)
Tax Bill	$8,088 (2025)
Deeds & Mortgages	May 2026 Second Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:58 B:18`

Property Details

APN / Parcel Number

Primary APN	`DERY M:58 B:18`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	980 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	160 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 COVE DR
City	DERRY
State	NH
Zip	03038-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	18
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3010
Census Tract	3302

Owner

7 Cove Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 COVE DR, DERRY, NH 03038-5326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Aug 1, 2007 · Amount on File
Deed Document Number	202145857
Deed Book / Page	6304 / 578
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Recording Date	May 13, 2026
Property Address	7 COVE DR, DERRY, NH 03038-5326
Document Number	06705-1012
Book / Page	6705 / 1012
Instrument Date	May 1, 2026
Instrument	202616759
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COVE DR, DERRY, NH 03038-5326

Mortgage

Document Number	0000016759,
Date	May 13, 2026
Book Page	6705/1012
Instrument	202616759

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jul 16, 2021
Property Address	7 COVE DR, DERRY, NH 03038-5326
Document Number	006304-578
Book / Page	6304 / 578
Instrument Date	Jul 15, 2021
Instrument	21045857
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 HEALY RD, WEYMOUTH, MA 02188-1411

Mortgage

Document Number	0021045858
Date	Jul 16, 2021
Instrument	21045858

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	7 COVE DR, DERRY, NH 03038-5326
Document Number	0060400489
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 COVE DR DERRY NH 030385326, DERRY, NH 03038-5326

Mortgage

Document Number	0060400489
Date	Sep 26, 2019
Book Page	006040/000489
Instrument	39265

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cove Dr was $8,088, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,088.00 (+1.61%)	$425,900 (-) Land $214,100 Building $211,800
2024	$7,960.00 (-5.13%)	$425,900 (+4.98%) Land $214,100 Building $211,800
2023	$8,390.00 (+8.61%)	$405,700 (-) Land $206,800 Building $198,900	$439,565
2022	$7,725.00	$405,700 Land $206,800 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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