Rockingham County and Derry Town property record for 3 Cove Dr, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,806 sqft · built 2003 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (May 2020) |
| Tax Bill | $10,165 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:58 B:20 |
| Primary APN | DERY M:58 B:20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 3,926 sqft |
| 1st Floor Area | 1,088 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 568 sqft |
| Unfinished Basement | 568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 COVE DR |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Block | 20 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3302 |
3 Cove Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Rockingham County and Derry Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK |
| May 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEW FED MTG CORP |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE EQUITY PTRS |
| Apr 15, 2019 | Correction Deed, Transfer NOT AVAILABLE |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME LN INV BK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 202019655 |
| Deed Book / Page | 6110 / 228 |
| Prior Transfer Date | Feb 15, 2019 |
| Prior Transfer Doc | 5992-1794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06428-2546 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 6428/2546 |
| Instrument | 22033574 |
| Name | ST MARYS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | May 4, 2020 |
| Property Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Document Number | 0061100228 |
| Book / Page | 006110 / 000228 |
| Instrument Date | May 1, 2020 |
| Instrument | 19655 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 DURRELL ST METHUEN MA 018444210, METHUEN, MA 01844-4210 |
| Document Number | 61100230 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 006110/000230 |
| Instrument | 19656 |
| Name | NEW FED MTG CORP |
|---|---|
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Apr 15, 2019 |
| Property Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Document Number | 0059921796 |
| Book / Page | 005992 / 001796 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 12544 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 COVE DR DERRY NH 030385325, DERRY, NH 03038-5325 |
| Document Number | 59921799 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 005992/001799 |
| Instrument | 12545 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | MA 01940 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Apr 15, 2019 |
| Property Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Document Number | 0059921794 |
| Book / Page | 005992 / 001794 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 12543 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 COVE DR DERRY NH 030385325, DERRY, NH 03038-5325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jul 17, 2017 |
| Property Address | 3 COVE DR, DERRY, NH 03038-5325 |
| Document Number | 0058360254 |
| Book / Page | 005836 / 000254 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 29573 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 COVE DR DERRY NH 030385325, DERRY, NH 03038-5325 |
| Document Number | 58360257 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 005836/000257 |
| Instrument | 29574 |
| Name | HOME LN INV BK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886-1765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2047 |
The 2025 property tax bill for 3 Cove Dr was $10,165, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,165.00 (+1.6%) | $535,300 (-) Land $216,600 Building $318,700 | |
| 2024 | $10,005.00 (-2.29%) | $535,300 (+8.12%) Land $216,600 Building $318,700 | |
| 2023 | $10,239.00 (+8.61%) | $495,100 (-) Land $209,100 Building $286,000 | $503,975 |
| 2022 | $9,427.00 | $495,100 Land $209,100 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cove Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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