7 Cottrell Ct, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 7 Cottrell Ct, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 2017
Lot Size	0.032 acres (1,387 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,766 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14263-0000-00004-12-C0007`

Property Details

APN / Parcel Number

Primary APN	`15-14263-0000-00004-12-C0007`

Interior

Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	1,387 sqft (0.032 acres)

Location & Zoning

Street Address	7 COTTRELL CT
City	OLD BRIDGE
State	NJ
Zip	08857-3275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Subdivision	COTTRELL COURT ASSOCIATION INC
Legal Block	14263
Legal Lot Number	4.12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1000
Census Tract	7913

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI CHERRY CREEK MTG
Feb 21, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	7 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Document Number	0000059629
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 COTTRELL CT OLD BRIDGE NJ 088573275, OLD BRIDGE, NJ 08857-3275

Mortgage

Document Number	0000059629
Date	Jul 8, 2020
Book Page	017935/000815
Instrument	59629

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2017
Property Address	7 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Document Number	0000003459
Book / Page	006939 / 000784
Instrument Date	Feb 3, 2017
Instrument	3459
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 COTTRELL CT #7 OLD BRIDGE NJ 088573275, 7, OLD BRIDGE, NJ 08857-3275

Mortgage

Document Number	5147
Date	Feb 21, 2017
Book Page	016678/000251
Instrument	5147

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,800 (-) Land $60,000 Building $141,800	$201,800 (-) Land $60,000 Building $141,800
2025	$12,766.00 (+10.06%)	$201,800 (-) Land $60,000 Building $141,800	$201,800 (-) Land $60,000 Building $141,800
2024	$11,599.00 (+7.42%)
2023		$201,800 Land $60,000 Building $141,800	$201,800 Land $60,000 Building $141,800
2022	$10,798.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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