4 Cottrell Ct, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 4 Cottrell Ct, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 2017
Lot Size	0.064 acres (2,775 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (May 2023)
Tax Bill	$11,741 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14263-0000-00004-12-C0004`

Property Details

APN / Parcel Number

Primary APN	`15-14263-0000-00004-12-C0004`

Interior

Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	2,775 sqft (0.064 acres)

Location & Zoning

Street Address	4 COTTRELL CT
City	OLD BRIDGE
State	NJ
Zip	08857-3275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Subdivision	COTTRELL COURT TWNHMS
Legal Block	14263
Legal Lot Number	4.12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1000
Census Tract	7913

Owner

4 Cottrell Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Apr 25, 2019	Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC
Jan 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	202328433
Deed Book / Page	19211 / 366
Record Updated	Sep 20, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 16, 2023
Property Address	4 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Document Number	0000028433
Book / Page	19211 / 366
Instrument Date	Jan 20, 2023
Instrument	2023028433
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 16TH AVE S, SURFSIDE BEACH, SC 29575-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COTTRELL CT # 4, 4, OLD BRIDGE, NJ 08857-3275

Mortgage

Document Number	0000028434
Date	May 16, 2023
Instrument	2023028434

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 25, 2019
Property Address	4 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Document Number	0000031029
Book / Page	017480 / 001986
Instrument Date	Apr 11, 2019
Instrument	31029
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 COTTRELL CT OLD BRIDGE NJ 088573275, OLD BRIDGE, NJ 08857-3275

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 31, 2018
Property Address	4 COTTRELL CT, OLD BRIDGE, NJ 08857-3275
Document Number	0000008217
Book / Page	017073 / 001923
Instrument Date	Oct 18, 2017
Instrument	8217
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2018
Title Company	LINEAR SETTLEMENT SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COTTRELL CT #4 OLD BRIDGE NJ 088573275, 4, OLD BRIDGE, NJ 08857-3275

Mortgage

Document Number	8218
Date	Jan 31, 2018
Book Page	017073/001931
Instrument	8218

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cottrell Ct was $11,741, up 10.1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,600 (-) Land $60,000 Building $125,600	$185,600 (-) Land $60,000 Building $125,600
2025	$11,741.00 (+10.06%)	$185,600 Land $60,000 Building $125,600	$185,600 Land $60,000 Building $125,600
2024	$10,668.00
2023		$185,600 Land $60,000 Building $125,600	$185,600 Land $60,000 Building $125,600
2022	$9,931.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Cottrell Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cottrell Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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