7 Cole Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 7 Cole Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,259 sqft · built 1975
Lot Size	1.25 acres (54,450 sqft)
Owner	Trust Name on File
Last Sale	$560,000 (Sep 2022)
Tax Bill	$11,320 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:12 B:95 L:1`

Property Details

APN / Parcel Number

Primary APN	`DERY M:12 B:95 L:1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	5,201 sqft
1st Floor Area	1,508 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 COLE RD
City	DERRY
State	NH
Zip	03038-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	95
Legal Lot Number	1
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1001
Census Tract	3301

Owner

7 Cole Rd is owner-occupied and held in a trust since September 2022.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	7 COLE RD, DERRY, NH 03038-5530
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit BELLWETHER COMMUNITY CREDIT UNION
Sep 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BELLWETHER COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202241608
Deed Book / Page	6441 / 2899
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	7 COLE RD, DERRY, NH 03038-5530
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06536-1849
Date	Mar 15, 2024
Book Page	6536/1849
Instrument	24006964

Lender

Name	BELLWETHER COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Sep 27, 2022
Property Address	7 COLE RD, DERRY, NH 03038-5530
Document Number	06441-2899
Book / Page	6441 / 2899
Instrument Date	Sep 26, 2022
Instrument	22041608
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 IVY ST, GOFFSTOWN, NH 03045

Mortgage

Document Number	0022041611
Date	Sep 27, 2022
Instrument	22041611

Lender

Name	BELLWETHER COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2027
Max Rate At Change	2.5%
Index	5-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cole Rd was $11,320, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,320.00 (+1.61%)	$596,100 (-) Land $212,400 Building $383,700
2024	$11,141.00 (+11.79%)	$596,100 (+23.7%) Land $212,400 Building $383,700
2023	$9,966.00 (+8.75%)	$481,900 (+0.12%) Land $180,500 Building $301,400	$650,940
2022	$9,164.00	$481,300 Land $180,500 Building $300,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cole Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 36 condo units
Nearby Flood Claims	5 (1987–2007)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Granite State Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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