3 Cole Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 3 Cole Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,413 sqft · built 1969
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2015)
Tax Bill	$7,531 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:12 B:80`

Property Details

APN / Parcel Number

Primary APN	`DERY M:12 B:80`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,413 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	936 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 COLE RD
City	DERRY
State	NH
Zip	03038-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	80
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1001
Census Tract	3301

Owner

Source: Rockingham County and Derry Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLE RD, DERRY, NH 03038-5530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Feb 6, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	201555408
Deed Book / Page	5677 / 1057
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 COLE RD, DERRY, NH 03038-5530
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006466-360
Date	Feb 2, 2023
Book Page	6466/360
Instrument	23003268

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 COLE RD, DERRY, NH 03038-5530
Document Number	0060201411
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 COLE RD DERRY NH 030385530, DERRY, NH 03038-5530

Mortgage

Document Number	0060201411
Date	Jul 26, 2019
Book Page	006020/001411
Instrument	28129

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 COLE RD, DERRY, NH 03038-5530
Document Number	0058082928
Book / Page	005808 / 002928
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 COLE RD DERRY NH 030385530, DERRY, NH 03038-5530

Mortgage

Document Number	0058082928
Date	Apr 4, 2017
Book Page	005808/002928
Instrument	13545

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,531.00 (+1.61%)	$396,600 (-) Land $207,300 Building $189,300
2024	$7,412.00 (+0.9%)	$396,600 (+11.66%) Land $207,300 Building $189,300
2023	$7,346.00 (+8.56%)	$355,200 (-0.06%) Land $176,100 Building $179,100	$474,240
2022	$6,767.00	$355,400 Land $176,100 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 36 condo units
Nearby Flood Claims	5 (1987–2007)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Granite State Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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