7 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 7 Coconut Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,292 sqft · built 2016
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Feb 2021)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`00526740-000000`

Property Details

APN / Parcel Number

Primary APN	`00526740-000000`
Alternative APNs	`28613900526740000000` `1645974`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,600 sqft (0.06 acres)
Lot Depth	50 ft Depth
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1645974
Street Address	7 COCONUT DR
City	KEY LARGO
State	FL
Zip	33037-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 15 LT 18 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR373-846/47 OR1479-2115 OR1813-75 OR2532-2283 OR2691-301/02 OR2799-2361/62 OR3073-0892
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	15
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1021
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 COCONUT DR, KEY LARGO, FL 33037-2565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 31, 2020	Loan Modification, Mortgage FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	20212302440
Deed Book / Page	3073 / 892
Prior Transfer Date	Apr 2, 2016
Prior Transfer Doc	0027992361
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 3, 2021
Property Address	7 COCONUT DR, KEY LARGO, FL 33037-2565
Document Number	0030730892
Book / Page	3073 / 892
Map Reference	MB 3 PG 62
Instrument Date	Feb 3, 2021
Instrument	2302440
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 370524, KEY LARGO, FL 33037-0524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 COCONUT DR, KEY LARGO, FL 33037-2565

Mortgage

Document Number	0030730897
Date	Feb 3, 2021
Book Page	3073/897
Instrument	2302443

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	7 COCONUT DR, KEY LARGO, FL 33037-2565
Document Number	0030101367
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5701 SW 107TH AVE #202 MIAMI FL 331731276, 202, MIAMI, FL 33173-1276

Mortgage

Document Number	0030101367
Date	Feb 26, 2020
Book Page	003010/001367
Instrument	2257383

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33041-1526

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 25, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,200.00 (-1.13%) Homeowner's exemption	$491,691 (+5.99%)	$494,333 (+6.56%) Land $208,715 Building $285,618
2024	$4,248.00 (+4.22%)
2023	$4,076.00 (+2.49%) Homeowner's exemption	$463,917 (-0.61%) Land $197,730 Building $266,187	$463,917 (-0.61%) Land $197,730 Building $266,187
2022	$3,977.00 Homeowner's exemption	$466,776 Land $197,730 Building $269,046	$466,776 Land $197,730 Building $269,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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