6 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 6 Coconut Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1972
Lot Size	0.175 acres (7,650 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Dec 2022)
Tax Bill	$3,375 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2019 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`00526380-000000`

Property Details

APN / Parcel Number

Primary APN	`00526380-000000`
Alternative APNs	`28613900526380000000` `1645613`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,650 sqft (0.175 acres)

Exterior Amenities

Porch	Porch
Porch Area	310 sqft
Patio Area	767 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1645613
Old Parcel Number	28613900526380000000
Street Address	6 COCONUT DR
City	KEY LARGO
State	FL
Zip	33037-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 14 W 1/2 OF LT 12 AND LTS 13 AND 19 AND W 1/2 OF LT 20 AMD PLAT OF KEY LARGO PARK KEY LARGO OR548-355 OR1004-1391
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	14
Legal Lot Number	12-13 19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1008
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6 Coconut Dr is owned and occupied by an individual who bought it in December 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6 COCONUT DR, KEY LARGO, FL 33037-2567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2019	Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Nov 9, 2017 · Amount on File
Deed Document Number	2401220
Deed Book / Page	3205 / 1618
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 20, 2022
Property Address	6 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0032051618
Book / Page	3205 / 1618
Map Reference	MB 3 PG 62
Instrument Date	Dec 19, 2022
Instrument	2401220
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COCONUT DR, KEY LARGO, FL 33037-2567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COCONUT DR, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0032051620
Date	Dec 20, 2022
Instrument	3205/1620

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	6 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0029741953
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COCONUT DR KEY LARGO FL 330372567, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0029741953
Date	Jul 11, 2019
Book Page	002974/001953
Instrument	2228460

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate	4.62%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	6 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0029741964
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COCONUT DR KEY LARGO FL 330372567, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0029741964
Date	Jul 11, 2019
Book Page	002974/001964
Instrument	2228461

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 9, 2017
Property Address	6 COCONUT DR, KEY LARGO, FL 33037-2567
Document Number	0028781717
Book / Page	2878 / 1717
Map Reference	MB3 PG62
Instrument Date	Sep 29, 2017
Instrument	2143090
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COCONUT DR, 6, KEY LARGO, FL 33037-2567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 COCONUT DR, KEY LARGO, FL 33037-2567

Mortgage

Document Number	0002143091
Date	Nov 9, 2017
Instrument	2143091

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,568	$578,055 Land $279,799 Building $298,256
2024	$3,375.00 (+4.72%)
2023	$3,223.00 (+12.93%) Homeowner's exemption	$356,440 (+11.38%)	$494,679 (-1.47%) Land $265,073 Building $229,606
2022	$2,854.00 Homeowner's exemption	$320,033	$502,047 Land $265,073 Building $236,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Coconut Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Coconut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Coconut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures