Bergen County and Upper Saddle River Borough property record for 7 Cobblestone Dr, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 6,064 sqft Living Area |
| Lot Size | 1.15 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,475,000 (2009) |
| Tax Bill | $29,487.00 (2025) |
| Primary APN | 63-00102-0000-00010-03 |
|---|---|
| Alternative APN |
|
| Building Area | 6,064 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 50,094 sqft |
| Street Address | 7 COBBLESTONE DR |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1419 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.150 AC |
| Legal Subdivision | SPARROWBUSH/UPPER SADDLE RIVER |
| Legal Block | 102 |
| Legal Lot Number | 10.3 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00102-0000-00010-03
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 26, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Jan 16, 2018 | Loan Modification, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2009 · Amount on Record |
| Deed Sale | Jul 17, 2009 · Amount on Record |
| Prior Sale | Jun 12, 2002 · Amount on Record |
| Deed Doc Number | 20091781182 |
| Deed Book / Page | 178 / 1182 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045550963 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 4555/963 |
| Instrument | 2022011638 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0028990722 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | EVERGREEN LAND TITLE COMPANY, EVERGREEN LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7 COBBLESTONE DR UPPER SADDLE RIVER NJ 074581419, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0028990722 |
|---|---|
| Date | Apr 05, 2018 |
| Book Page | 002899/000722 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0028990712 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 COBBLESTONE DR UPPER SADDLE RIVER NJ 074581419, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0028990712 |
|---|---|
| Date | Apr 05, 2018 |
| Book Page | 002899/000712 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,138,500 (-) Land $553,800 Building $584,700 | $1,138,500 (-) Land $553,800 Building $584,700 | |
| 2025 | $29,487.00 (+1.73%) | $1,138,500 (-8.07%) Land $553,800 Building $584,700 | $1,138,500 (-8.07%) Land $553,800 Building $584,700 |
| 2024 | $28,986.00 (-5.36%) | ||
| 2023 | $1,238,500 Land $553,800 Building $684,700 | $1,238,500 Land $553,800 Building $684,700 | |
| 2022 | $30,628.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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