Bergen County and Upper Saddle River Borough property record for 15 Cobblestone Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 9,275 sqft · built 1975 |
| Lot Size | 4.16 acres (181,210 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,760,000 (Oct 2020) |
| Tax Bill | $60,295 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00102-0000-00005-05 |
| Primary APN | 63-00102-0000-00005-05 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,275 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 181,210 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 001605 |
|---|---|
| Street Address | 15 COBBLESTONE DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.160 AC |
| Legal Subdivision | SUMMIT FALLS BLDG 21 |
| Legal Block | 102 |
| Legal Lot Number | 5.5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 1, 2016 | Loan Modification, Mortgage BNY MELLON NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Apr 8, 2009 · Amount on Record |
| Deed Document Number | 2020104762 |
| Deed Book / Page | 3771 / 135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2020 |
| Property Address | 15 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0037710135 |
| Book / Page | 3771 / 135 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20-104762 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,471.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 COBBLESTONE DR, 15, UPPER SADDLE RIVER, NJ 07458-1419 |
| Name | Verified Name |
|---|---|
| Address | 15 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 20104763 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 20-104763 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 COBBLESTONE DR, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0025782251 |
| Book / Page | 002578 / 002251 |
| Instrument Date | Dec 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 15 COBBLESTONE DR UPPER SADDLE RIVER NJ 074581419, UPPER SADDLE RIVER, NJ 07458-1419 |
| Document Number | 0025782251 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 002578/002251 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | 1 BOSTON PL, BOSTON, MA 02108-4407 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,328,000 (-) Land $629,000 Building $1,699,000 | $2,328,000 (-) Land $629,000 Building $1,699,000 | |
| 2025 | $60,295.00 (+1.73%) | $2,328,000 (-) Land $629,000 Building $1,699,000 | $2,328,000 (-) Land $629,000 Building $1,699,000 |
| 2024 | $59,270.00 (+2.95%) | ||
| 2023 | $2,328,000 Land $629,000 Building $1,699,000 | $2,328,000 Land $629,000 Building $1,699,000 | |
| 2022 | $57,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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