Essex County and West Orange Township property record for 7 Cliff St, West Orange, NJ 07052
| Property Type | Single Family Home |
|---|---|
| Details | 2,081 sqft · built 1943 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $755,000 (Mar 2025) |
| Tax Bill | $19,666 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00177-07-00008 |
| Primary APN | 22-00177-07-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,081 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 2200177G00008 |
|---|---|
| Street Address | 7 CLIFF ST |
| City | WEST ORANGE |
| State | NJ |
| Zip | 07052-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 100X125 |
| Legal Subdivision | FREDERIC W SHRUMP |
| Legal Block | 177.7 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 17301 |
Source: Essex County and West Orange Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Dec 1, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage SERVICEMAC LLC |
| Mar 11, 2025 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Jan 20, 2017 | Grant Deed, Transfer · Conventional Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Document Number | 202515770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 24, 2026 |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000041684 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202641684 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000041684, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202641684 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Mar 1, 2055 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 CIFF STREET, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000074172 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025074172 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 11, 2025 |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000015770 |
| Instrument Date | Mar 7, 2025 |
| Instrument | 2025015770 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, KEY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000015771 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 2025015771 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000045531 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | FIFTH AVE TITLE AGENCY INC, FIFTH AVE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 7 CLIFF ST WEST ORANGE NJ 070522105, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000045531 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 45531 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000044958 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | FIFTH AVE TITLE AGENCY INC, FIFTH AVE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 7 CLIFF ST WEST ORANGE NJ 070522105, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000044958 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 44958 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 20, 2017 |
| Property Address | 7 CLIFF ST, WEST ORANGE, NJ 07052-2105 |
| Document Number | 0000006261 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 6261 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | TRIDENT ABSTRACT COMPANY, TRIDENT ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CLIFF ST WEST ORANGE NJ 070522105, WEST ORANGE, NJ 07052-2105 |
| Document Number | 6268 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 6268 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Orange Township |
| Unified School District | West Orange Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,600 (-) Land $310,000 Building $438,600 | $748,600 (-) Land $310,000 Building $438,600 | |
| 2025 | $19,666.00 (+7.74%) | $748,600 (+92.1%) Land $310,000 Building $438,600 | $748,600 (+92.1%) Land $310,000 Building $438,600 |
| 2024 | $18,253.00 (+5.57%) | ||
| 2023 | $389,700 Land $127,500 Building $262,200 | $389,700 Land $127,500 Building $262,200 | |
| 2022 | $17,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1978–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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