5 Cliff St, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 5 Cliff St, West Orange, NJ 07052

Property Summary

Property TypeSingle Family Home
Details2,166 sqft · built 1950
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Nov 2020)
Tax Bill$17,829 (2025)
Deeds & MortgagesOct 2023 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-00177-07-00006

Property Details

APN / Parcel Number

Primary APN22-00177-07-00006
Alternative APNs
  • 2200177000700006
  • 2200177G00006

Interior

Stories1 Story
Building Area2,166 sqft Living Area
1st Floor Area2,166 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number2200177G00006
Street Address5 CLIFF ST
CityWEST ORANGE
StateNJ
Zip07052-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Description100X125 IRR
Legal SubdivisionFREDERICK W SHRUMP PROP
Legal Block177.7
Legal Lot Number6
JurisdictionESSEX NJ
Township / Civil DivisionWEST ORANGE
Census Block Group1
Census Block1024
Census Tract17301

Owner

5 Cliff St is owned and occupied by two individuals who bought it in November 2020.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address5 CLIFF ST, WEST ORANGE, NJ 07052-2105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Sep 30, 2020Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MTG
Mar 26, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2020 · Amount on File
Deed SaleNov 5, 2020 · Amount on File
Prior SaleSep 30, 2020 · Amount on File
Deed Document Number2020110007
Prior Transfer DateSep 26, 2012
Prior Transfer Doc0012081739
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address5 CLIFF ST, WEST ORANGE, NJ 07052-2105
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CLIFF ST, WEST ORANGE, NJ 07052-2105

Mortgage

Document Number0000060222
DateOct 6, 2023
Instrument2023060222
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueOct 1, 2050

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateSep 30, 2020
Property Address5 CLIFF ST, WEST ORANGE, NJ 07052-2105
Document Number0000095542
Instrument DateSep 10, 2020
Instrument95542
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyPRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 CLIFF ST WEST ORANGE NJ 070522105, WEST ORANGE, NJ 07052-2105

Mortgage

Document Number95546
DateSep 30, 2020
Instrument95546
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 29, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address5 CLIFF ST, WEST ORANGE, NJ 07052-2105
Document Number0000036506
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 CLIFF ST WEST ORANGE NJ 070522105, WEST ORANGE, NJ 07052-2105

Mortgage

Document Number0000036506
DateApr 22, 2019
Instrument36506
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 21, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cliff St was $17,829, up 13.9% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionWest Orange Township
Unified School DistrictWest Orange Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$678,700 (-) Land $310,000 Building $368,700$678,700 (-) Land $310,000 Building $368,700
2025$17,829.00 (+13.93%)$678,700 Land $310,000 Building $368,700$678,700 Land $310,000 Building $368,700
2024$15,649.00
2023$334,100 Land $127,500 Building $206,600$334,100 Land $127,500 Building $206,600
2022$14,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cliff St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1978–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cliff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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