7 Cleave St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 7 Cleave St, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1981
Lot Size	5.02 acres (218,671 sqft)
Owner	Trust Name on File
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Jul 2023 Sale Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R02 L:064-9`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R02 L:064-9`
Alternative APNs	`M:R02 L:064=9` `3594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,662 sqft Living Area
Gross Area	5,148 sqft
1st Floor Area	1,320 sqft
Attic	Attic
Attic Area	936 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,671 sqft (5.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3594
Street Address	7 CLEAVE ST
City	TOPSHAM
State	ME
Zip	04086-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Subdivision	BICKFORD WOODS
Legal Lot Number	64-9
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	4
Census Block	4011
Census Tract	970301

Owner

7 Cleave St is owner-occupied and held in a trust since July 2023.

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000003198
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Jul 20, 2023
Property Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019
Document Number	0000003198
Book / Page	2023 / 3198
Instrument Date	Jul 5, 2023
Instrument	2023R-03198
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007637
Date	Sep 2, 2021
Instrument	2021R-07637

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008281
Date	Sep 21, 2021
Instrument	2021R-08281

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Oct 2, 2017
Property Address	7 CLEAVE ST, TOPSHAM, ME 04086-6019
Document Number	0000007328
Instrument Date	Sep 29, 2017
Instrument	7328
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	7329
Date	Oct 2, 2017
Instrument	7329

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cleave St was $5,555.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,555.00	$434,000 Land $78,100 Building $355,900
2023	$5,340.00 (+14.3%)	$393,200 (+21.36%) Land $70,200 Building $323,000
2022	$4,672.00	$324,000 Land $68,000 Building $256,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Cleave St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cleave St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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