5 Cleave St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 5 Cleave St, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1979
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on File
Last Sale	$262,700 (Jul 2015)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R02 L:064-10`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R02 L:064-10`
Alternative APNs	`M:R02 L:064=10` `3711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,182 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,027 sqft (5.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3711
Street Address	5 CLEAVE ST
City	TOPSHAM
State	ME
Zip	04086-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Subdivision	BICKFORD WOODS
Legal Lot Number	64-10
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	4
Census Block	4011
Census Tract	970301

Owner

Source: Sagadahoc County and Topsham Town records · APN TOPM M:R02 L:064-10

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 CLEAVE ST, TOPSHAM, ME 04086-6019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Oct 02, 2017	Warranty Deed, Transfer · VA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2015 · Amount on Record
Deed Sale	Jul 30, 2015 · Amount on Record
Prior Sale	May 27, 2013
Deed Document Number	20155242
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	5 CLEAVE ST, TOPSHAM, ME 04086-6019
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004098
Date	May 12, 2021
Instrument	2021R-04098

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Oct 02, 2017
Property Address	5 CLEAVE ST, TOPSHAM, ME 04086-6019
Document Number	0000007328
Instrument Date	Sep 29, 2017
Instrument	7328
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 ANDERSON TRL TOPSHAM ME 040866241, TOPSHAM, ME 04086-6241

Mortgage

Document Number	7329
Date	Oct 02, 2017
Instrument	7329

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,221.00 (+6.27%)	$407,900 (+12.74%) Land $78,300 Building $329,600
2023	$4,913.00 (+5.09%)	$361,800 (+11.6%) Land $70,400 Building $291,400
2022	$4,675.00	$324,200 Land $68,200 Building $256,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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