Passaic County and Wayne Township property record for 7 Clearwater Dr, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 1,810 sqft · built 1979 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Nov 2002) |
| Tax Bill | $13,184 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04700-0000-00064 |
| Primary APN | 14-04700-0000-00064 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,810 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Lot Area | 5,489 sqft (0.126 acres) |
| Old Parcel Number | 1400710000000096 |
|---|---|
| Street Address | 7 CLEARWATER DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4908 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MANITOU |
| Legal Subdivision | MANITOU PH I |
| Legal Block | 4700 |
| Legal Lot Number | 64 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 246002 |
7 Clearwater Dr, a townhouse, is owned and occupied by two individuals who bought it in November 2002.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CLEARWATER DR, WAYNE, NJ 07470-4908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2002 · Amount on File |
| Deed Sale | Nov 25, 2002 · Amount on File |
| Deed Book / Page | 515 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 7 CLEARWATER DR, WAYNE, NJ 07470-4908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000008489 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M19834/38 |
| Instrument | 2026008489 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Clearwater Dr was $13,184 with a veteran's exemption, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,800 (-) Land $57,100 Building $162,700 | $219,800 (-) Land $57,100 Building $162,700 | |
| 2025 | $13,184.00 (+0.88%) Veteran's exemption | $219,800 Land $57,100 Building $162,700 | $219,800 Land $57,100 Building $162,700 |
| 2024 | $13,069.00 | ||
| 2023 | $219,800 Land $57,100 Building $162,700 | $219,800 Land $57,100 Building $162,700 | |
| 2022 | $12,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Clearwater Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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